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SCT Approvals

sasha123
Senior Contributor

SCT Approvals

so i was curious about this shopping cart trick... i just tried it on Victoria's Secret(which seems to the THE card lol) and got approved for $250 and Express and got approved but it didn't tell me the amount? or if it did i didn't see it.. so yay!

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 1 of 45
44 REPLIES 44
Kjohn1
Regular Contributor

Re: SCT Approvals

Congratulations on your approvals! 

Message 2 of 45
sasha123
Senior Contributor

Re: SCT Approvals

thanks!

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 3 of 45
JAG73
Moderator

Re: SCT Approvals

Congrats! 

 

I know the thrill of an approval but......I also know you want better cards. I would pump the brakes a bit. You don't want to get stuck with a bunch low limit cards that will hold your profile down. 

Got some pruning to do... No more new cards!
Message 4 of 45
sasha123
Senior Contributor

Re: SCT Approvals

yes i totally agree..thats all im going to do i really just wanted to see if i could make it work! lol.. 

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 5 of 45
LadyJEsq
Established Contributor

Re: SCT Approvals

Congrats! I've only been able to get VS to work via the SCT. My Mom can't get the pop-up to work at all. So weird how some people have success with the trick and others not.

**FICO 8 Scores Nov 2017 EQ 759 EX 744 TU 748**


Message 6 of 45
sasha123
Senior Contributor

Re: SCT Approvals

yes its like hit or miss.. i tried for the sportsmans guide one today for my bf.. both him and me and nope.. but i didnt realize till after that it was a visa card and visa hates me haha

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 7 of 45
AverageJoesCredit
Community Leader
Mega Contributor

Re: SCT Approvals

Congrats OPSmiley Happy Good advice on slowin the roll on too many SCT cards. With Comenity, its almost like dont drink and drive , alcohol and driving dont mix....some danger exists when mixing Comenity visa's/mc's and store cards lol. Bad juju sometimes happens.
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 8 of 45
sasha123
Senior Contributor

Re: SCT Approvals

lol yes i saw those posts.. i solely tried it because i was curious and wont do again!

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 9 of 45
CreditMagic7
Super Contributor

Re: SCT Approvals

Congratulations! on the new SCT approvals.

Message 10 of 45
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