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SCT Approvals

donny10
Senior Contributor

Re: SCT Approvals

You were just declined on multiple cards including Venture. Getting a bunch of store cards is not going to the garden as everyone suggested on a previous thread. It's going to make it even more difficult to obtain prime credit. You are now entering toy limit hell. Your moving backwards.

Message 11 of 45
sasha123
Senior Contributor

Re: SCT Approvals

once again donny no need to be nasty.. i just wanted to try it.. after this i think i need to stay away for 6 months because 1. i dont need nastiness and 2. being on here only makes me want to apply for cards i never heard of LOL 

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 12 of 45
donny10
Senior Contributor

Re: SCT Approvals

Lol!! I can see #2, been there done that.

But honestly, I'm not being nasty. Just looking out for ya. It will be worth the wait by gardening.
Message 13 of 45
donny10
Senior Contributor

Re: SCT Approvals

Stay around you will learn valuable things. Now get in the garden and let everything grow and mature.
Message 14 of 45
sasha123
Senior Contributor

Re: SCT Approvals

ok dad.... and yes now im done, i only wanted to try it because i was curious..

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 15 of 45
donny10
Senior Contributor

Re: SCT Approvals

Okay kid, you learned your lesson. Now behave and padlock yourself in the garden.
Message 16 of 45
Jerry45
Valued Contributor

Re: SCT Approvals

Congrats!!!

Message 17 of 45
Caleb87
Valued Member

Re: SCT Approvals

I succumbed to one comenity...a meijer store card i had to app for. I pre approved for overstock but only want ed one i could justify using. Wasnt my first choice but in a crunch due to wifes maternity leave. Looking forward to her going back to work in 2 weeks. Thank god comenity has low standards.

And donny wasnt being nasty. Unsolicited advoce maybe but not nasty
Message 18 of 45
sasha123
Senior Contributor

Re: SCT Approvals

we do what we have too! i wanted VS and Express to go with my macy's.. they've been doing layoffs at my work, which is why i also did care credit..

 

its the second time he gave me his "unsolicited advice"... i know i need to garden but im new here and its so hard! you all have so many credit i never heard of i want to research them all and apply.. LOL..

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 19 of 45
LadyJEsq
Established Contributor

Re: SCT Approvals


@sasha123 wrote:

we do what we have too! i wanted VS and Express to go with my macy's.. they've been doing layoffs at my work, which is why i also did care credit..

 

its the second time he gave me his "unsolicited advice"... i know i need to garden but im new here and its so hard! you all have so many credit i never heard of i want to research them all and apply.. LOL..


I can totally relate. I have established credit, but sometimes I hear (read) of these other CCs and I want to apply because it'll give me more rewards than I'm getting. But I told myself years ago that I wasn't going to play that game because it's more work than I like to put in, but doesn't stop the itch that I get when I hear of a new CC with nice rewards. 

 

I actually had to take a break from the boards for a while, and now that I'm back, I still feel the itch, just not as bad. Smiley LOL

**FICO 8 Scores Nov 2017 EQ 759 EX 744 TU 748**


Message 20 of 45
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