Re: SCT

DaGoomba · ‎07-27-2016

Overstock SCT worked for me. $2,500! That's huge for a SCT, no?

Rebuilding since April 2016... Total Credit Lines: $57,800...
Line of Credit: NFCU navCheck $5,000... Credit Cards: Citibank (Secured) $5,000... NFCU cashRewards Visa $2,900... Discover It (Secured) $2,500.... Cabela's Visa $2,000...Retail Cards: Crate & Barrel $8,000... Pottery Barn $5,600... West Elm $5,600... Grandin Road $3,000... Improvements $3,000... Overstock $2,700... Firestone $1,200... Care Credit $1,100... Speedway $1,000... Several others $100 - $500
Scores (4/16 to 8/16)
EQ: 568 --- 599// TU: 550 --- 633 // EX: 552 --- 625

fedxboy · ‎07-27-2016

@Anonymous wrote:
@mystikal1 wrote:
Oh well. Do you know which CRA they pull?
For Total Rewdards, they pulled Equifax, which irritated me because when I applied for it, they only asked for the last 4 of my social... I thought Last 4 requests meant it was to be a SP!! I'm gonna dispute that HP when the card arrives...

There's really nothing to dispute here. You applied for credit and your credit was pulled.

(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs

Anonymous · ‎07-28-2016

Actually, no. Without being asked to supply your full SSN, they do not have permission to pull the full credit report. This was not a CLI. Comenity doesn't, nor has ever had my full SSN. Others have gotten credit from Comenity based on a SP. If they play hardball, they can take their credit card and shove it, but that inquiry is coming off one way or another, simply because I didn't authorize a HP.

Anonymous · ‎07-28-2016

Congratulations!

SCT

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Re: SCT

Re: SCT

Re: SCT

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