SDFCU Premium Cash Back+ Approval

[calyx]

Applied 12/5, gave them my last two pay stubs for proof of income;  it was referred that day, and I got the approval this morning.

Starting limit: 5,000 (I'll probably see if I can recon this)

APR: 10.74%

They exclusively pull EX FICO2, and mine is currently 750.   There's a thread in "Understanding" that shows that journey, because my FICO2 was only 702 when I started (my file is just really young).

I joined SDFCU earlier this year.  They say they let you apply for this card and membership at the same, but since I have such a young file (other than the AU) and they're really conservative, I wanted to build a wee bit of history with them.  I throw a hundred or two at my shared account with them every month - not much because the interest rate is abysmal.

This and the AKC were the last on my "wishlist" I built a while back, though that Precious is awful tempting.    Either way, Garden time for me!

[simplynoir]

Congrats on the approval!

[randomguy1]

Congrats and thanks for all the data. Enjoy!

[kilroy8]

Congrats!

Good to get the goal cards.

[AverageJoesCredit]

Big congrats my only question is Cash Back + What????

[calyx]

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@AverageJoesCredit wrote:
Big congrats my only question is Cash Back + What????

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@AverageJoesCredit  Cash Back + $5 redemption instead of $25?  

[AllZero]

Congratulations on your approval!

[M_Smart007]

Congrats @calyx 

[FireMedic1]

Awesome @calyx ! Man the gifts keep on coming in! Maybe I should appy for AMEX before the 5yr 1 month mark. Ummm. Better not.

[bizarrocreditworld]

Congratulations on another nice approval. SDFCU may be tough to get, but you got it!