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SDFCU Premium Cash Back Plus Approved

calyx
Super Contributor

Re: SDFCU Premium Cash Back Plus Approved

Congrats!

F8 EQ: 804 | EX: 781 | TU: 782 | Accounts: 2/6 3/12 7/24 | Reporting: AZE10
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 11 of 21
simplynoir
Community Leader
Super Contributor

Re: SDFCU Premium Cash Back Plus Approved

Congrats on your approval

Message 12 of 21
19eighty5
Senior Contributor

Re: SDFCU Premium Cash Back Plus Approved

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Aug 2021):EX- 689, TU- 671, EQ- 671
What's in my wallet:



On the chopping block:

Message 13 of 21
ZZWW2017
Regular Contributor

Re: SDFCU Premium Cash Back Plus Approved

Thanks, everyone!  To say that I was blown away by the CL is an understatement.

Smiley Happy

 

Message 14 of 21
AlpedHuez
Contributor

Re: SDFCU Premium Cash Back Plus Approved

Really nice CL in light of the income, congrats! 

Message 15 of 21
AllThingsInTime
Established Contributor

Re: SDFCU Premium Cash Back Plus Approved


@ZZWW2017 wrote:

Thanks, everyone!  To say that I was blown away by the CL is an understatement.

Smiley HappySmiley Very HappySmiley Very Happy

 


Super Congrats on your SDFCU approval! Smiley Very Happy

 

When I first read your initial post I was equally blown away by your approval.

But after reading the rest of your data points I noticed that you already have a

$20,000 Discover card and an EX score approaching 800. No doubt these 2 factors

influenced SDFCU enough to grant you another $20,000 limit with them. One 20k card

is impressive enough; to get 2 is even more impressive. You should be very proud! Smiley Very Happy

 

Congrats again on your approval. Thanks so much for sharing with us! Smiley Very Happy

Message 16 of 21
Anonymous
Not applicable

Re: SDFCU Premium Cash Back Plus Approved

Wow, that's a pretty incredible limit! Congratulations!

Message 17 of 21
CJ7
Frequent Contributor

Re: SDFCU Premium Cash Back Plus Approved


@ZZWW2017 wrote:

I applied for and was approved for the SDFCU Premium Cash Back+.

 

 ...The person I talked with said that they know I did not put that amount on the application, and that they got it from my credit report. 


Congrats on your approval.  Since when is income shown on a credit report?


Message 18 of 21
ZZWW2017
Regular Contributor

Re: SDFCU Premium Cash Back Plus Approved


@CJ7 wrote:

@ZZWW2017 wrote:

I applied for and was approved for the SDFCU Premium Cash Back+.

 

 ...The person I talked with said that they know I did not put that amount on the application, and that they got it from my credit report. 


Congrats on your approval.  Since when is income shown on a credit report?


I have no idea.  That has never been my income either. 

But when I called in to make sure they had my right income, that is what the CSR told me.

 

Message 19 of 21
ZZWW2017
Regular Contributor

Re: SDFCU Premium Cash Back Plus Approved


@ZZWW2017 wrote:

@CJ7 wrote:

@ZZWW2017 wrote:

I applied for and was approved for the SDFCU Premium Cash Back+.

 

 ...The person I talked with said that they know I did not put that amount on the application, and that they got it from my credit report. 


Congrats on your approval.  Since when is income shown on a credit report?


I have no idea.  That has never been my income either. 

But when I called in to make sure they had my right income, that is what the CSR told me.

 


I went back and checked.  I had sent them a secured message and an e-mail.  I thought I had called them, and normally I would, but I wanted to make sure that I had a digital paper trail of me informing them of my correct income.

 

In the e-mail response I received, the CSR mentioned "Income Insight".  I just searched for it, and apparently it is a feature of Experian.

Message 20 of 21
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