I have been a member for about 3 years now. The end of June 2021, they closed all my accounts ( Checking and savings) due to no activity for over a year. I was lucky to catch that up quickly. So I called and I was able to reopen them again. I hade a secured credit card for a year with $500 Sl that I closed back on 2019 as a starter card( I didn't know it will graduate after reading some posts here). On 7/29/21 applied for the premium cash back +, the next day I received docs to sign with a request to upload my DL and PoA ( no PoI). Waited over the weekend and didn't bother to call. This morning a follow-up email to accept the terms with a congratulations message approving my application for $20,000 and APR of 11.24. My first 20k.
They pulled EX mortgage 2, 705.
UT <1%, 5 inquiries 1/12, 4 will fall off this month. 2/12 new accounts.
Congrats on your
@TekkenQQ7 wrote:... approving my application for $20,000 and APR of 11.24.
Nice approval 
-- Congrats! & thanks for the excellent DPs.
@Anonymous welcome.