cancel
Showing results for 
Search instead for 
Did you mean: 

SECU 20K approved

tag
Anonymous
Not applicable

SECU 20K approved

New month -> new applications

 

SECU MD 5K 9.99% FirstRate Visa

SECU MD 10K 12.49% Visa Siggy

SECU MD 5K 14.24% PLOC

 

Minimum score for approval is 670 EQ5

I have... a 670 EQ5

One pull/triple dipped online

 

Personal TCL was 21.5K, now 41.5K... Just about doubled 

 

Happy July!

 

Bonus: approved CLI on my first VS I had with them earlier from 5K to 10K! New credit today 25K!* Doubled over my TCL , very excited : D

 

Message 1 of 21
20 REPLIES 20
CreditAggie
Community Leader
Super Contributor

Re: SECU 20K approved

Congratulations on your SECU approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 21
AllZero
Mega Contributor

Re: SECU 20K approved

Congratulations on your approvals!
Message 3 of 21
gdale6
Moderator Emeritus

Re: SECU 20K approved

Nicely done, grats on the triple play Smiley Happy

Message 4 of 21
M_Smart007
Legendary Contributor

Re: SECU 20K approved

Message 5 of 21
Gmood1
Super Contributor

Re: SECU 20K approved

@Anonymous  a big congrats!!

Dude you've been slaying SECU.😆

That makes like your 5th credit product with them correct?

 

I forgot to ask the UWs what the exposure ceiling is with them.

Message 6 of 21
Anonymous
Not applicable

Re: SECU 20K approved

BOOOM!!!! Congrats on a GREAT approval!! Great SL too!

Message 7 of 21
Anonymous
Not applicable

Re: SECU 20K approved


@Gmood1 wrote:

@Anonymous  a big congrats!!

Dude you've been slaying SECU.😆

That makes like your 5th credit product with them correct?

 

I forgot to ask the UWs what the exposure ceiling is with them.


Yes!

 

Also! This just in, applied for a CLI on my first VS with them to 10K, approved! Denied when I requested 20K, so I think max exposure is 100% of income.

 

My exposure is about 85% of reported income, 30K across the 4 revolvers

 

It's now surpassed Synchrony as my highest exposure, thankfully

 

 

Message 8 of 21
Gmood1
Super Contributor

Re: SECU 20K approved

Did you call in for everything after the first HP? Or did you do it all online?

Message 9 of 21
Anonymous
Not applicable

Re: SECU 20K approved


@Gmood1 wrote:

Did you call in for everything after the first HP? Or did you do it all online?


No call in needed to dip the HP more than once, it automatically uses the same one when you apply online 

 

If denied for a line or limit increase for exposure reasons I think you can just lower the amount requested until it approves. 

 

Still have to call in to process the approved applications. I knocked out the 3 new accounts in one call, docusigned and done. 

Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.