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SECU 20K approved

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Frequent Contributor

SECU 20K approved

New month -> new applications

 

SECU MD 5K 9.99% FirstRate Visa

SECU MD 10K 12.49% Visa Siggy

SECU MD 5K 14.24% PLOC

 

Minimum score for approval is 670 EQ5

I have... a 670 EQ5

One pull/triple dipped online

 

Personal TCL was 21.5K, now 41.5K... Just about doubled 

 

Happy July!

 

Bonus: approved CLI on my first VS I had with them earlier from 5K to 10K! New credit today 25K!* Doubled over my TCL , very excited : D

 


EX8: 737 | Oldest: 11 mo.
Message 1 of 20
19 REPLIES 19
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Valued Contributor

Re: SECU 20K approved

Congratulations on your SECU approvals!



Current FICO 8:

Credit Age (EX/TU):

Inquiries:


Message 2 of 20
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Super Contributor

Re: SECU 20K approved

Congratulations on your approvals!
Message 3 of 20
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Moderator

Re: SECU 20K approved

Nicely done, grats on the triple play Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 4 of 20
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Mega Contributor

Re: SECU 20K approved

Message 5 of 20
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Community Leader
Super Contributor

Re: SECU 20K approved

@Dumbee  a big congrats!!

Dude you've been slaying SECU.😆

That makes like your 5th credit product with them correct?

 

I forgot to ask the UWs what the exposure ceiling is with them.



My most prized tradeline.
Message 6 of 20
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Valued Contributor

Re: SECU 20K approved

BOOOM!!!! Congrats on a GREAT approval!! Great SL too!

  

  
  



RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!

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EQ FICO RESILIENCE INDEX
06-29-2020

Dogbert

76

3

64

04-03-2020

Message 7 of 20
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Frequent Contributor

Re: SECU 20K approved


@Gmood1 wrote:

@Dumbee  a big congrats!!

Dude you've been slaying SECU.😆

That makes like your 5th credit product with them correct?

 

I forgot to ask the UWs what the exposure ceiling is with them.


Yes!

 

Also! This just in, applied for a CLI on my first VS with them to 10K, approved! Denied when I requested 20K, so I think max exposure is 100% of income.

 

My exposure is about 85% of reported income, 30K across the 4 revolvers

 

It's now surpassed Synchrony as my highest exposure, thankfully

 

 


EX8: 737 | Oldest: 11 mo.
Message 8 of 20
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Community Leader
Super Contributor

Re: SECU 20K approved

Did you call in for everything after the first HP? Or did you do it all online?



My most prized tradeline.
Message 9 of 20
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Frequent Contributor

Re: SECU 20K approved


@Gmood1 wrote:

Did you call in for everything after the first HP? Or did you do it all online?


No call in needed to dip the HP more than once, it automatically uses the same one when you apply online 

 

If denied for a line or limit increase for exposure reasons I think you can just lower the amount requested until it approves. 

 

Still have to call in to process the approved applications. I knocked out the 3 new accounts in one call, docusigned and done. 


EX8: 737 | Oldest: 11 mo.
Message 10 of 20
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