And congrats to both, for their approvals!!
SECU doesn't seem very friendly to out of state applicants! Puts me in the mind of another CU that will remain nameless here. lol
The actual credit apps are a piece of cake. The loan officers were a joy to chat with. Both of the ones I spoke to were genuinely nice.
Getting through the verification department, especially with the Covid issues, makes it a bit more difficult.
If you're not flagged, like I and so many others were. The entire process is pretty cut and dry. Probably best to mail in your application if out of state. The process is a little longer though.
Ok here's the nitty gritty. Your credit pull is good for 30 days. So you can apply for other products in that time frame. Best to call in and apply for the 2nd product. If not you'll take a chance of another HP. Getting through to anyone outside of lending or online tech support is a nightmare at the moment!!
Make sure your membership is approved before continuing the app process. If not you'll be stuck with approvals and no way to utilize them.
You have 60 days to secure membership before you lose the approval(s) and forced to reapply.
My buddy @CreditCuriosity has already given the main details. Such as they pull EQ5. Mine was a 737.
EQ HPs before app 8 (2) scoreable.
Multiple new accounts. Several hadn't reported when I applied.
Visa Signature $20k at 11.49%
Earn 3x points on dining, travel, Amazon and iTunes**; 2x points on gas and groceries**; and 1x on all other purchases.
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
PLOC $15k at 13.74%
Credit lines from $300 to $30,000
Those are the lowest rates offered for each product. They gave me exactly what I requested.
I can say without a doubt I'm taking a break. I made my milestone. It has taken me 5 years exactly to reach it.
In May of 2015 I started rebuilding with two CC totaling $2600 TCLs. With these two apps I'm now a hair over $1 million TCLs.
I'll lose some of it through this year, as I have a couple cards I'll be closing. It's all good though. lol
When Synchrony gets wind of all these new accounts about to report. I may lose a bit more!
I've got 4 new accounts that haven't reported yet. I've never been to the garden. But I'm about to buy a GPS and go find it.
Well.. for atleast 6 months.
Welcome to the SECU family!
IIRC they raised the minimum credit score to something like 670+ EQ5 after corona
Pretty generous CU and the card is sweet
I can only imagine the wallet needed to fit your new card with the rest of your other cards 😂
Congratulations on your approvals
Holy Toledo $1MM ? WINNING !!!
Congratulations to our very own Credit Caped Crusader !!
Congrats @Gmood1 !!!
"help in navigating this winding road called SECU"
Congrats on the approvals and reaching $1 million aggregate. I have a long way to go after just hitting $120k today.
Congrats @Gmood1 on these approvals and crossing into the $1M Hall Of Fame.