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SECU(MD) Visa Signature $20k and $15k PLOC

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Anonymous
Not applicable

Re: SECU(MD) Visa Signature $20k and $15k PLOC

@Gmood1  Super Congrats on your SECU(MD) approvals!!! Smiley Very Happy

Message 11 of 68
Anonymous
Not applicable

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Congrats on your SECU approvals!

Message 12 of 68
Anonymous
Not applicable

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Congrats @Gmood1 ! 

Message 13 of 68
UH_HUH
Valued Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Congratulations on 35K worth of CQ Luv

@Gmood1 !!! Very happy to read that your

patience has paid off! Also can't help

but smile reading you hit $1,000.000

<or close enough> in tradelines :-)

Take a bow sir!!! 

Enjoy all your success,

Cheers

Message 14 of 68
Gmood1
Super Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

@ocheosa 

😆😆😆

Thanks my friend! You have a heart of gold!!!

You're the true crusader! You have the patience of a Shaolin monk!!

 

@M_Smart007 

Thanks buddy!

I can always count on you to provide some entertainment!!😆

I know it was you on the motorcycle 😉

 

@macinjosh 

Thank you!! And congratulations on hitting $120k!!

I thought it was a long way off as well. It will sneak up on you!😆

 

@Meanmchine 

Thanks for the well wishes!

May you be blessed with more Penfed style CLIs and approvals!!😁

 

@Anonymous 

Thanks my friend, your forum name says it all!!

Especially messing around with this CU!😂

 

@Anonymous 

Thank buddy for the well wishes!

 

@Anonymous 

Thanks!! Hope all is well in just a girl's world!😃

 

@UH_HUH 

I appreciate it my friend!!

It was also your approval on this CU that got my attention.

Thanks for posting it!

 

Message 15 of 68
Guyatthebeach
Valued Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Gmood1,

 

Congratulations on hitting the million dollar mark. That's awesome to see and I'm proud for you. I know how much effort you put into it. 

I do have a question though. What is SECU's limit on DTI? I don't remember reading anything about that yet.

 

Thanks! 

Guyatthebeach

Message 16 of 68
Gmood1
Super Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Thanks @Guyatthebeach ! I appreciate it!

 

I'm not totally sure on the DTI.

They aren't as picky as others.

Basically a computer does all the work. If it says you are pre-approved. Then that's what they go with.

Talking to a LO is just a formality.

Basically if you app. The system will either pre-approve you right then. Or it's more than likely a denial.

 

Yeah don't confuse these guys with AOD. lol

Way less hoop jumping.

The LOs and I spent more time talking about other stuff unrelated to credit. Than the actual credit app.😆

Mainly they just verify that it was you that applied. 

And send you DocuSign info afterwards.

The LOs are in Colorado not Maryland. 

 

Oh and the fraud department is a little Chex system sensitive. Especially on Chex inqs.

I'm guessing you'll be more than fine!

CC's app was flawless! So no hoop jumping at all for him. Yours may very well be the same.

Message 17 of 68
gdale6
Moderator Emeritus

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Grats to both Smiley Happy

Message 18 of 68
CreditWolf
New Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

wow Congrats @Gmood1 i am sure king of credit Raj would be so proud .. Smiley Wink...

Message 19 of 68
Gmood1
Super Contributor

Re: SECU(MD) Visa Signature $20k and $15k PLOC

Thanks @gdale6 and @CreditWolf .

Lol knowing Raj, he's probably wheeling and dealing with SECU as I type this.😂😂😂

Message 20 of 68
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