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SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

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Established Contributor

SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

I really suck at gardening you guys. I used the prequalification tool and was offered 3 card options, I find the no frills appealing after getting a large deck of reward cards. 0% for 15mos is a nice bonus, even a BT offer! 16.74% APR after 15mos.



Message 1 of 30
29 REPLIES 29
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Valued Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulations!
March 2020
Experian Fico 8. 686
Transunion Fico 8. 697
Equifax Fico 8. 714

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 2 of 30
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Super Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulations on your approval!
Message 3 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@AllZero wrote:
Congratulations on your approval!

Thanks Smiley Happy. I've come quite far since joining this forum earlier this year!



Message 4 of 30
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Moderator

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

They SP EQ 09 though pre-qual..  

Message 5 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@CreditCuriosity wrote:

They SP EQ 09 though pre-qual..  


I haven't recevied any alerts for inquiries yet, do they still do SP acceptances?



Message 6 of 30
Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

My recent BB&T was a soft pull approval.

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $10500 SL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $5000 SL - 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)

Total CL - $68800

Cash Back and SUBs earned as of 2/17/20 - $2215.52

In the garden lettin’ ‘em grow!

CU Memberships


FICO 8 Scores as of 2/20/20
731 Experian, 744 TransUnion, 739 Equifax

Goal cards:
Message 7 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@JNA1 wrote:
My recent BB&T was a soft pull approval.

Sweeeeet! That's a nice Christmas present from BB&T! 

 

Also, thanks for your PM. Really appreciated that. I didn't even see it.



Message 8 of 30
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Senior Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats on you BB&T approval!





Message 9 of 30
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Super Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats & Happy Holidays!

Message 10 of 30
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