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SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

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Established Contributor

SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

I really suck at gardening you guys. I used the prequalification tool and was offered 3 card options, I find the no frills appealing after getting a large deck of reward cards. 0% for 15mos is a nice bonus, even a BT offer! 16.74% APR after 15mos.



Message 1 of 30
29 REPLIES 29
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Valued Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulations!
June 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS. $700
.
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 2 of 30
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Super Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulations on your approval!
Message 3 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@AllZero wrote:
Congratulations on your approval!

Thanks Smiley Happy. I've come quite far since joining this forum earlier this year!



Message 4 of 30
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Moderator

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

They SP EQ 09 though pre-qual..  

Message 5 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@CreditCuriosity wrote:

They SP EQ 09 though pre-qual..  


I haven't recevied any alerts for inquiries yet, do they still do SP acceptances?



Message 6 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

My recent BB&T was a soft pull approval.

My credit card journey started 3/2018






Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 CL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $8000 CL- 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail
NFCU More Rewards - $3000 SL (DW’s) 3% Restaurants
AOD Signature VISA - $5000 SL - 3% errthang! Smiley Wink
Total CL - $104300

Cash Back and SUBs earned as of 6/1/20 - $2752.01

In the garden lettin’ ‘em grow!

CU Memberships






FICO 8 Scores as of 6/2/20
754 Experian, 761 TransUnion, 764 Equifax , FICO 9 Experian 770

Goal cards:
Message 7 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@JNA1 wrote:
My recent BB&T was a soft pull approval.

Sweeeeet! That's a nice Christmas present from BB&T! 

 

Also, thanks for your PM. Really appreciated that. I didn't even see it.



Message 8 of 30
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Senior Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats on you BB&T approval!




Message 9 of 30
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Mega Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats & Happy Holidays!

Message 10 of 30
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