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SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

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Super Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@Lizzo wrote:

@AllZero wrote:
Congratulations on your approval!

Thanks Smiley Happy. I've come quite far since joining this forum earlier this year!


Yes, you have. You've got in with a lot of good lenders.

 

This community has provided a wealth of information for us all.

Message 11 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

This forum is awesome! I started lurking here and reading about 6 months ago with a $5000 combined CL on my Summit and Discover cards and DW had the $1000 Credit One card. Since I signed up and got active about 3 months ago, our credit lines have grown more than $57K, and with the great help of you guys, we’ve built a great arsenal of cards, and we have a strategy and specific beneficial use for each of them. My and DW’s first cards are the only ones that won’t get used regularly, though Sync runs some great bonuses on the Summit card that makes it worthwhile to use a couple of times a year. We’re most likely going to ax her Credit One card after it turns a year old, unless they waive the AF. We may keep it for AAoA if they do that.

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $10500 SL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $5000 SL - 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)

Total CL - $68800

Cash Back and SUBs earned as of 2/17/20 - $2215.52

In the garden lettin’ ‘em grow!

CU Memberships


FICO 8 Scores as of 2/20/20
731 Experian, 744 TransUnion, 739 Equifax

Goal cards:
Message 12 of 30
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Community Leader
Mega Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

No real need to keep a Credit One card once its served its purpose. Even closed it will factor into aaoaSmiley Wink.
Message 13 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulation’s on the BB&T SP express. Nice SL too next stop???
NFCU Flagship 23,900 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 4,500 Chevron 900 Fico 8 Scores EQ=756EX=748 TU=735Scores and CL current as of 04/03/20 AAoA=2years6minths AoOA=17yrs
Message 14 of 30
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Senior Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@Lizzo wrote:

I really suck at gardening you guys.


Smiley EmbarassedHahahaha!Smiley Very Happy Yeah......it's a struggle esp. when you have offers from BB&T. (more fun than SCTSmiley Wink )  Careful...it's addicting.  I picked up 3 back to back and kinda hoping there will be a chance to combine once Truist brands all products.  Congrats on your pickup! Enjoy!!

 

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 15 of 30
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New Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

i hate Lizzo. but l love seeing credit card approvals. congrats! Man LOL

Message 16 of 30
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Valued Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congratulations!



Message 17 of 30
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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Thanks everyone!


Message 18 of 30
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Established Member

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

For those with multiple BB&T cards, how long did you wait to apply between cards? 

Message 19 of 30
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Senior Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@Blueshadowson wrote:

For those with multiple BB&T cards, how long did you wait to apply between cards? 


4 to 6 weeks.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 20 of 30
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