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SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

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Established Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos


@GApeachy wrote:

@Blueshadowson wrote:

For those with multiple BB&T cards, how long did you wait to apply between cards? 


4 to 6 weeks.


hush those beautiful lips. gosh, i'm never gonna grow a tree in my garden.



Message 21 of 30
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Senior Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

 

OOOOooopps!!!! Don't mean to trip u upSmiley Very Happy

 

"America was not built on fear. America was built on courage, on imagination and an unbeatable determination to do the job at hand." --Harry S Truman

"The future doesn't belong to the fainthearted; it belongs to the brave." - Ronald Reagan

“Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.”
— Marie Curie
Message 22 of 30
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Super Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>03/2020 CCT EX 832 TU 848 EQ 842

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 23 of 30
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Valued Contributor

Re: BB&T Bright Credit Card - SL: $6,500 - 16.74% after 0% for 15mos

Congrats, Lizzo!

 

 


Message 24 of 30
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Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

Congrats on you new bright!!! Those bbt cards are addictive, once u see they are all sp. I was trying to garden from getting the rewards in aug, then the travel in nov. I just happen to be checking out my balances on  bbt lastnight since i paid off over 2/3 of both cards. which was only 400 on one and 100 on the other, and lord and behold what comes up on the log in page? BRIGHT  card! I sit there and looked at it for a minute, and thought u just got the travel card, you need to just chillout for a minute, but it was like crack, calling my name, come get me!!! LOL. 

 So i just said ok lets just see if im prequalified, and oh man there it was stirring me in the face. prequalified for 4500 at 18, a little high on the interest, but it was approved. My other two were only 3500. so in less than 6 months i got 11500 dollars cards from bbt. HOw crazy is that? since two years ago all i had was a opensky acct.

Message 25 of 30
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Established Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

Congrats on the approval!

Message 26 of 30
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Super Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos


@excop01 wrote:

Congrats on you new bright!!! Those bbt cards are addictive, once u see they are all sp. I was trying to garden from getting the rewards in aug, then the travel in nov. I just happen to be checking out my balances on  bbt lastnight since i paid off over 2/3 of both cards. which was only 400 on one and 100 on the other, and lord and behold what comes up on the log in page? BRIGHT  card! I sit there and looked at it for a minute, and thought u just got the travel card, you need to just chillout for a minute, but it was like crack, calling my name, come get me!!! LOL. 

 So i just said ok lets just see if im prequalified, and oh man there it was stirring me in the face. prequalified for 4500 at 18, a little high on the interest, but it was approved. My other two were only 3500. so in less than 6 months i got 11500 dollars cards from bbt. HOw crazy is that? since two years ago all i had was a opensky acct.


Congratulations on your approval!

Message 27 of 30
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Valued Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos

CONGRATS  on your BB&T Bright Credit Card SP approval and Welcome to the BB&T family! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 28 of 30
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Valued Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos


@excop01 wrote:

Congrats on you new bright!!! Those bbt cards are addictive, once u see they are all sp. I was trying to garden from getting the rewards in aug, then the travel in nov. I just happen to be checking out my balances on  bbt lastnight since i paid off over 2/3 of both cards. which was only 400 on one and 100 on the other, and lord and behold what comes up on the log in page? BRIGHT  card! I sit there and looked at it for a minute, and thought u just got the travel card, you need to just chillout for a minute, but it was like crack, calling my name, come get me!!! LOL. 

 So i just said ok lets just see if im prequalified, and oh man there it was stirring me in the face. prequalified for 4500 at 18, a little high on the interest, but it was approved. My other two were only 3500. so in less than 6 months i got 11500 dollars cards from bbt. HOw crazy is that? since two years ago all i had was a opensky acct.


  , after reading your Post, I decided to see what I was qualified for at BB&T.  As usual, I am pre-qualified for all 3 Credit cards.

 

But, my pre-quals don't include any SL information and I noticed that your pre-qual description includes SL info.

 

Where can I locate the SL info on my BB&T pre-quals?

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 29 of 30
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Established Contributor

Re: SOFT PULL - BB&T Bright Credit Card - SL: $6,500 - 0% 15mos


@Marz2002 wrote:

@excop01 wrote:

Congrats on you new bright!!! Those bbt cards are addictive, once u see they are all sp. I was trying to garden from getting the rewards in aug, then the travel in nov. I just happen to be checking out my balances on  bbt lastnight since i paid off over 2/3 of both cards. which was only 400 on one and 100 on the other, and lord and behold what comes up on the log in page? BRIGHT  card! I sit there and looked at it for a minute, and thought u just got the travel card, you need to just chillout for a minute, but it was like crack, calling my name, come get me!!! LOL. 

 So i just said ok lets just see if im prequalified, and oh man there it was stirring me in the face. prequalified for 4500 at 18, a little high on the interest, but it was approved. My other two were only 3500. so in less than 6 months i got 11500 dollars cards from bbt. HOw crazy is that? since two years ago all i had was a opensky acct.


  , after reading your Post, I decided to see what I was qualified for at BB&T.  As usual, I am pre-qualified for all 3 Credit cards.

 

But, my pre-quals don't include any SL information and I noticed that your pre-qual description includes SL info.

 

Where can I locate the SL info on my BB&T pre-quals?


There seems to be some confusion about the SL being included in the prequal. I went through the application process (with no intention to actually apply and I hit continue one too many times and ended up with a Spectrum Cash Rewards card. It did have a $6500 SL and no HP, so I'm not upset about it, but I just beware that the application is not real clear that you're about to actually submit it. As far as I know, after reading more into it here, there is no way to find out the SL in the prequal, but the APR does show up, or at least it did for me,. Here is my thread on my surprise approval! Smiley Happy https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Inadvertently-Approved-for-BB-amp-T-Spectrum-...

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $10500 SL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $5000 SL - 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)

Total CL - $68800

Cash Back and SUBs earned as of 2/17/20 - $2215.52

In the garden lettin’ ‘em grow!

CU Memberships


FICO 8 Scores as of 2/20/20
731 Experian, 744 TransUnion, 739 Equifax

Goal cards:
Message 30 of 30
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