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I'm not quite sure what happened here. They did not require any proof of income, or ask for it. I called in for a reconsideration thinking the first rep, I might of misheard.. but no.. Synchrony does no such 'reconsideration'. They told me I could try for a CLI and that it would be a soft pull. Obviously agreed. .... DENIED
I cannot seriously believe I just wasted a hard pull for.....
$150
18 active accounts, average age of accounts is 8mos, oldest being 3 years. Ex: 5 inqs - Eq: 8 inqs - Tu: 8inqs - Derogs: 0 - Income: $126050.00
@AllZero wrote:Congratulations on your approval?
I'm looking for insight! I did not even know credit limits went this low?!?!
new datapoint on how low Sync SLs can be
congratulations!!
What's the * for? Is it possible this is a temporary limit until you activate the card? Sync is known to do that if they can't instantly verify your info. Though, I've never seen $150. $6-800, yes.
@Anonymous wrote:
@AllZero wrote:Congratulations on your approval?
I'm looking for insight! I did not even know credit limits went this low?!?!
Neither did I. From my understanding, CLI interval request is between 3-6 months.
@Anonymous wrote:I'm not quite sure what happened here. They did not require any proof of income, or ask for it. I called in for a reconsideration thinking the first rep, I might of misheard.. but no.. Synchrony does no such 'reconsideration'. They told me I could try for a CLI and that it would be a soft pull. Obviously agreed. .... DENIED
I cannot seriously believe I just wasted a hard pull for.....
$150
18 active accounts, average age of accounts is 8mos, oldest being 3 years. Ex: 5 inqs - Eq: 8 inqs - Tu: 8inqs - Derogs: 0 - Income: $126050.00
FIRST SYNCHRONY BANK AND OR FINANCIAL ACCOUNT.
Nonetheless, go me, right?
Thats the reason for your SL. Slow down on your apping
Congrats on your new Amazon SC
Wow! Never seen SL that low before! Hopefully it is just a temporary limit.
Yup, time to hit the garden. Credit approvals are not based solely on credit scores nor income.