Im soooooo happy to report that I decided to Go for the Synchrony Love!!! After reading post about the TU scores required for Sync. I decided to apply. My scores are not that good at all. I really just started in October of 2015 working on my credit. So with my 639 TU score I applied! Walmart !!! approved.. Ok, Its only 600.00 but its a beginning! I tried the "Credit Solutionss" But still got denied for a higher limit. A week later I thought, Ok what if I just apply for any cards that Synchrony has!! Well, I did Amazon APPROVED $800.00!! CARE CREDIT APPROVED $1000!!! BELK APPROVED $300!! I applied all within 15 mins of each other! So I tried and pushed my luck for another card for GAP/ Old Navy..... Denied. But its ok!!! I have to come up with a gameplan now to get these up higher!!! Cloud 25right now!!!
Congrats! , just use them wisely and all go good. 1 year ago i start with the same cards amazon and walmart with low limits , now i have other good cards and decent scores. good luck.
Thank you! I definitely will. My next step is my Cap1 cards. I am getting denials because I already have two cards. I've read that I need to combine them for a Cap1 QS. But not sure what the credit score needs to be.