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SYNCHRONY !!! IM IN!!!

weedeb
Valued Contributor

Re: SYNCHRONY !!! IM IN!!!

Congratulations!Smiley Happy

Message 21 of 41
cardtaker86
Regular Contributor

Re: SYNCHRONY !!! IM IN!!!

Congrats on your success 

fico scores tu-748,eq-712,etx-718
Goal 750 across the board
gardening since 4/13/16
capital one venture 10k,capital one venture 10k,Navy Federal go rewards 14k,NFCU Flagship14k,GFCU CC 7K, Cap one quick silver 7.5k amex blue cash 2.5k,Hilton Honors 2.5k1,discover7.2k,Blispay 3.9k,Marvel 8k,Home Depot 5k,Lowe's 3k Barclay cash forward 4k
Message 22 of 41
RonM21
Valued Contributor

Re: SYNCHRONY !!! IM IN!!!

Congrats! It'll grow.
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 23 of 41
Rewis25
Frequent Contributor

Re: SYNCHRONY !!! IM IN!!!


@u2bjohnson06 wrote:

Im soooooo happy to report that I decided to Go for the Synchrony Love!!!  After reading post about the TU scores required for Sync. I decided to apply. My scores are not that good at all. I really just started in October of 2015 working on my credit. So with my 639 TU score I applied! Walmart !!! approved.. Ok, Its only 600.00 but its a beginning! I tried the "Credit Solutionss" But still got denied for a higher limit. A week later I thought, Ok what if I just apply for any cards that Synchrony has!! Well, I did Amazon APPROVED $800.00!! CARE CREDIT APPROVED $1000!!! BELK APPROVED $300!! I applied all within 15 mins of each other! So I tried and pushed my luck for another card for GAP/ Old Navy..... Denied. But its ok!!! I have to come up with a gameplan now to get these up higher!!! Cloud 25right now!!!


I got the same starting limits as you with walmart and amazon...and 4 months later I am at 3500 for walmart and 2500 for amazon. My TU is 646...I got approved for both cards when my TU was 618

FICO Scores starting as of 3/11/16: EQ-607,TU-639 ,EX-627 (6/22/2016 EQ-621,TU-637, EX-653)
USAA Classic 1k, F.Premier 300, CreditOne 600, CareCredit 500, CareCarOne 700, AmazonStore 3500, WalmartStore 3500, Target 700, VS 250. Cap1 Plat 800 Lowes 300..Legacy 500 and Blaze 750..AU on Cap1Quick 300...ULTI 65.2%
Goal is 700 across all 3 scores by Christmas of 2016
Message 24 of 41
someg33k
Established Contributor

Re: SYNCHRONY !!! IM IN!!!

Congrats!

 

About time to kill the Fingerhut card from your lineup right?

Message 25 of 41
u2bjohnson06
Established Member

Re: SYNCHRONY !!! IM IN!!!

Thank you!! I don't have one. Should I?? I'm on a roll, I can apply if I need to!!
Message 26 of 41
u2bjohnson06
Established Member

Re: SYNCHRONY !!! IM IN!!!

Thank you!!! So how much did you use your WM card before they increased in two short months??
Message 27 of 41
u2bjohnson06
Established Member

Re: SYNCHRONY !!! IM IN!!!

Thank you!! Did you use your cards often for them to increase so quickly? Did you ask for cli or they just gave it to you?
Message 28 of 41
Rewis25
Frequent Contributor

Re: SYNCHRONY !!! IM IN!!!


@u2bjohnson06 wrote:
Thank you!! Did you use your cards often for them to increase so quickly? Did you ask for cli or they just gave it to you?

Yes I did use it moderately but I PIF every month. First month I put through about 1,000 dollars on a 600 CL. Second month I put through about 800, third month I put htrough about 2,100. and the fourth month I put through 45.00...I hit the luv button twice and got 100 dollars added so the next morning I called and got bumped up to 3500 Smiley Happy

FICO Scores starting as of 3/11/16: EQ-607,TU-639 ,EX-627 (6/22/2016 EQ-621,TU-637, EX-653)
USAA Classic 1k, F.Premier 300, CreditOne 600, CareCredit 500, CareCarOne 700, AmazonStore 3500, WalmartStore 3500, Target 700, VS 250. Cap1 Plat 800 Lowes 300..Legacy 500 and Blaze 750..AU on Cap1Quick 300...ULTI 65.2%
Goal is 700 across all 3 scores by Christmas of 2016
Message 29 of 41
River123
Established Contributor

Re: SYNCHRONY !!! IM IN!!!

Congrats on your cards.

Message 30 of 41
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