Congrats on your success
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Im soooooo happy to report that I decided to Go for the Synchrony Love!!! After reading post about the TU scores required for Sync. I decided to apply. My scores are not that good at all. I really just started in October of 2015 working on my credit. So with my 639 TU score I applied! Walmart !!! approved.. Ok, Its only 600.00 but its a beginning! I tried the "Credit Solutionss" But still got denied for a higher limit. A week later I thought, Ok what if I just apply for any cards that Synchrony has!! Well, I did Amazon APPROVED $800.00!! CARE CREDIT APPROVED $1000!!! BELK APPROVED $300!! I applied all within 15 mins of each other! So I tried and pushed my luck for another card for GAP/ Old Navy..... Denied. But its ok!!! I have to come up with a gameplan now to get these up higher!!! Cloud 25right now!!!
I got the same starting limits as you with walmart and amazon...and 4 months later I am at 3500 for walmart and 2500 for amazon. My TU is 646...I got approved for both cards when my TU was 618
Thank you!! Did you use your cards often for them to increase so quickly? Did you ask for cli or they just gave it to you?
Yes I did use it moderately but I PIF every month. First month I put through about 1,000 dollars on a 600 CL. Second month I put through about 800, third month I put htrough about 2,100. and the fourth month I put through 45.00...I hit the luv button twice and got 100 dollars added so the next morning I called and got bumped up to 3500