I opened a Saks store and WEMC card in March 2014. They're separate apps, but you have to have the store card first. It works like Macy's Amex. Anyways, the store card was originally $2500 limit and they doubled it on approval to $5k. I called in today and asked if I was eligible for a soft pull CLI. She asked me how much I wanted and didn't ask for income. I just told her $10k and after a minute it was approved!
Afterwards, she transferred me to Cap1 Retail Credit and this time they asked for income. She said I was eligible for a $1200 CLI soft pull and if I wanted more, it would be a hard pull. Of course I accepted the $1200
I put quite a bit of spend through my store account - I love Saks and Saks off Fifth, they've always treated me better than Neiman Marcus and Nordstrom. I don't put much spend through the WEMC line though.
Two very nice CLI's, B335. Congratulations!
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Congrats! B on both! of those new credit lines.
It's smart to make the most of those stores that we shop at the most for sure.