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Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Anonymous
Not applicable

Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

As I wallow in the garden, CAPTOOL's and JamP's success with SP CLIs + APR reductions on their Sallie Maes encouraged me to try as well (thanks for the inspiration, guys!)

 

I wasn't that hopeful that it would work since I checked just last month and wasn't eligible. Luckily, this time, when I called the number on the back of my card, a very friendly-sounding CSR answered and transferred me immediately to an equally friendly account specialist. She lowered my APR from 18.24% to 14.24% and also offered me a $1000 SP CLI, taking me from $2700 to $3700!!! Woohoo! Thank you, Barclays!!!

 

Incidentally, just a few days ago, I requested a CLI on my Amex SPG, which I was approved for in March with a whopping $1000 limit. I pushed the luv button and went for the 3X CLI and was instantly approved for it, taking me to $3000!! 

 

I'm so close to 100K I can almost taste it!!!

Message 1 of 12
11 REPLIES 11
CreditCuriosity
Moderator Emeritus

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats.  Long live the SM card Smiley Happy .. 

Message 2 of 12
RonM21
Valued Contributor

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats! Well done.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 12
CreditMagic7
Super Contributor

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats! and nicely done.

Message 4 of 12
JamP
Valued Contributor

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Nice CLI and Reduction.

 

Amazing that 3 of us got them within 2 days.

 

Can't wait until my grows like you guys.

 

Maybe there is a pattern, and we can start it up like the Discover Train Smiley LOL

250k+ CL and climbing.
Message 5 of 12
Anonymous
Not applicable

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats! Stuff like this is good for gardening!

Message 6 of 12
Anonymous
Not applicable

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats on your success!
Message 7 of 12
surferchris
Valued Contributor

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

Congrats on the CLI's!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 8 of 12
pizza1
Community Leader
Super Contributor

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!

I wish I could follow in ALL your success, LOL..Ive not had success with the SP apr thingy. on my SM...Some day though hopefully! Ill try again in 6 months...Congrats on your success!
Message 9 of 12
Anonymous
Not applicable

Re: Sallie Mae SP CLI + APR Reduction + Amex 3X CLI!!!


@pizza1 wrote:
I wish I could follow in ALL your success, LOL..Ive not had success with the SP apr thingy. on my SM...Some day though hopefully! Ill try again in 6 months...Congrats on your success!

I tried multiple times in January and again multiple times in April. The only thing that was different this time was that I recently got a popup to update my income, which I did. May mean nothing, but it is food for thought.

Message 10 of 12
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