As I wallow in the garden, CAPTOOL's and JamP's success with SP CLIs + APR reductions on their Sallie Maes encouraged me to try as well (thanks for the inspiration, guys!)
I wasn't that hopeful that it would work since I checked just last month and wasn't eligible. Luckily, this time, when I called the number on the back of my card, a very friendly-sounding CSR answered and transferred me immediately to an equally friendly account specialist. She lowered my APR from 18.24% to 14.24% and also offered me a $1000 SP CLI, taking me from $2700 to $3700!!! Woohoo! Thank you, Barclays!!!
Incidentally, just a few days ago, I requested a CLI on my Amex SPG, which I was approved for in March with a whopping $1000 limit. I pushed the luv button and went for the 3X CLI and was instantly approved for it, taking me to $3000!!
I'm so close to 100K I can almost taste it!!!
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Nice CLI and Reduction.
Amazing that 3 of us got them within 2 days.
Can't wait until my grows like you guys.
Maybe there is a pattern, and we can start it up like the Discover Train
Congrats on the CLI's!
I wish I could follow in ALL your success, LOL..Ive not had success with the SP apr thingy. on my SM...Some day though hopefully! Ill try again in 6 months...Congrats on your success!
I tried multiple times in January and again multiple times in April. The only thing that was different this time was that I recently got a popup to update my income, which I did. May mean nothing, but it is food for thought.