Went to Sams today to sign up for a membership since costco is a bit of a drive for us now. Went to sign up and the rep didn't seem to know people could get pre-approvals. My score on TU is 709 and have the WM MC already. Said I wanted it for the 5% 3% 1% and was instantly approved for a starting limit of 6k and a temp limit of 3k. Did my shopping came home and called Credit solutions. They instantly bumped me to 12k! (I asked for 20k as my highest line is 22k) Pretty happy with that! Thinking of asking for more on my Amazon thats at 6k and my Lowes thats at 12k.
Woohoo. I love getting instant approvals. There was such a long time where I wouldn't even apply because I knew it would be a denial.
BK discharged 10/7/2014
Current Scores MyFico TU: 753 EQ: 773 EX: 668
Cards: NFCU CashRewards 48000 | NFCU Flagship 32000| Huntington Voice 18,000 | Citi AA 33,000 |BB&T 4500 | Cap1 V 33500 | Sony 7000 | TVA Employee CU 10,000 | WF Propel 15000 | Sync BananaR Visa 10,000 | DCU Visa 15000 | Overstock 11800 | Sync Lowes 25000 | Sync AE 7000 | Sync Amazon 10,000 | Sync Belk 10000 | NFCU CLOC 15,000 | Citi Costco 9,700 | First Bank 8000 | Bestbuy Visa 10,000 | HomeDepot 5000 | BBVA CP 10000 | Macy's Store 11,300 |
Installments WF Mortgage $257k | Y-12 FCU HELOC 16,000 | Mercedes-Benz Lease | Mercedes-Benz Lease | DCU Auto Loan
AAoA 3 yrs 7 M
TONS of Inquires :-p
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)