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Sapphire Reserve Instant Approval - 29k

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Sapphire Reserve Instant Approval - 29k

Hey all,

I’ve gotten lots of good info from this site so thought it only fair to share some data points on this approval. Most noteable my previous high limit was $5,000. A lot of people say chase won’t be the first to give you a 10k limit. I had an existing relationship with chase tho.. so I’m sure it might have had something to do with it.

Instant approval for $29k. 24.9 apr
Income 134k
EX Fico 710 (not sure who they pulled yet. But last time they pulled ex)
1 collection 6 years old, unpaid $500
Multiple lates. Up to 90 days. Last late 19 months ago
Aaoa 6.4 Years
aooa 15 Years
3/24 credit cards last 2 years
0 credit cards in the last year
Youngest account 8 months ago (auto loan)
Previous chase card 1 year old. Freedom. 4K starting limit, auto increases to 5k after 8 months.
Previous chase mortgage
Previous chase auto. Falling off report in a couple years

I had been staring at preapprovals for the slate, sapphire preferred, and freedom unlimited for the past few months. I know they don’t preapprove csr so just decided to bite the bullet and apply.

Thx for all the info to everyone who has contributed here
Message 1 of 9
8 REPLIES 8
Senior Contributor

Re: Sapphire Reserve Instant Approval - 29k

Congrats on your awesome CSR approval, and thanks for the datapoints.





Message 2 of 9
Regular Contributor

Re: Sapphire Reserve Instant Approval - 29k

Huge congrats on the card and healthy SL. Also thank you for the DP, those are always appreciated.




Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 2/19 - EQ: 754 | TU: 750 | EX: 746
Message 3 of 9
Senior Contributor

Re: Sapphire Reserve Instant Approval - 29k

Congrats on very nice SL

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
Community Leader
Super Contributor

Re: Sapphire Reserve Instant Approval - 29k

Well, that's awesome! Big congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 9
Valued Contributor

Re: Sapphire Reserve Instant Approval - 29k

Congrats on your Chase approval!! Very nice limit. and thanks for all the data

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 6 of 9
Community Leader
Super Contributor

Re: Sapphire Reserve Instant Approval - 29k

29k congratsSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 7 of 9
Regular Contributor

Re: Sapphire Reserve Instant Approval - 29k

Congrats! Nice card and SL!

Message 8 of 9
Valued Contributor

Re: Sapphire Reserve Instant Approval - 29k

Great SL.  Great DPs.  Congrats!



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 9 of 9
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