Hey all,
I’ve gotten lots of good info from this site so thought it only fair to share some data points on this approval. Most noteable my previous high limit was $5,000. A lot of people say chase won’t be the first to give you a 10k limit. I had an existing relationship with chase tho.. so I’m sure it might have had something to do with it.
Instant approval for $29k. 24.9 apr
Income 134k
EX Fico 710 (not sure who they pulled yet. But last time they pulled ex)
1 collection 6 years old, unpaid $500
Multiple lates. Up to 90 days. Last late 19 months ago
Aaoa 6.4 Years
aooa 15 Years
3/24 credit cards last 2 years
0 credit cards in the last year
Youngest account 8 months ago (auto loan)
Previous chase card 1 year old. Freedom. 4K starting limit, auto increases to 5k after 8 months.
Previous chase mortgage
Previous chase auto. Falling off report in a couple years
I had been staring at preapprovals for the slate, sapphire preferred, and freedom unlimited for the past few months. I know they don’t preapprove csr so just decided to bite the bullet and apply.
Thx for all the info to everyone who has contributed here
