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Saver One Approval

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blindambition
Senior Contributor

Saver One Approval

Hey FICO Fam,

I had no plans on this app, but sometimes life happens. I had a recent surgery, with another on Wednesday. When registering this morning, I was informed I needed to pay 50% of my $1400 deductible. I have about $300 on last one.
I app’d the Saver One. I could BT and pay the hospital bill at once. Currently 0% for 15 months.
I received a $8000 SL. APR was high at 21.49 after promo. I PIF though. I’m confused  though, long relationship since 2007, and QS is 16.49.
TU 762 INQ 3
EQ 767 INQ 2 with one dropping March
EX 769 INQ 2
I would never suggest paying a full hospital bill on credit, but my deductible isn’t much and some in savings. It also means not dealing with the incompetent billing department of my hospital. I'm glad the 3 HP paid off!!
Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Saver One Approval

Congratulations on your approval!
Message 2 of 14
Anonymous
Not applicable

Re: Saver One Approval

Congratulations on your approval and nice SL! 👍
Message 3 of 14
Meanmchine
Super Contributor

Re: Saver One Approval

Congrts on your new Savor1 card.  Get well soon !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 4 of 14
Traveler101
Established Contributor

Re: Saver One Approval

Congrats!
Message 5 of 14
blindambition
Senior Contributor

Re: Saver One Approval

Thanks all. I was eyeing the card, but was waiting awhile. Oh well, now I Can tell Barclays Uber to kick sand with the new crap program.

Message 6 of 14
Anonymous
Not applicable

Re: Saver One Approval

Congrats!

 

I love Capital One so my SavorOne will probably be a keeper card despite also having a high 21.49% APR. The more cards that have virtual credit card number support the better in my mind. 

Message 7 of 14
Openwater
Established Contributor

Re: Saver One Approval

Indeed life does happen sometimes, thankfully you got an approval to help you deal with it. Glad that came through from you. Cheers!




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 8 of 14
Anonymous
Not applicable

Re: Saver One Approval

Congrats on your new Cap One SavorOne card!

Message 9 of 14
blindambition
Senior Contributor

Re: Saver One Approval


@Anonymous wrote:

Congrats!

 

I love Capital One so my SavorOne will probably be a keeper card despite also having a high 21.49% APR. The more cards that have virtual credit card number support the better in my mind. 


I agree. The card fits my spend. CO has always been good to me.

Message 10 of 14
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