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Savor Huge SL

19eighty5
Senior Contributor

Re: Savor Huge SL

Amazing SL- Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 21 of 36
Aryta6
Established Member

Re: Savor Huge SL

That's amazing! Congrats!
Message 22 of 36
Rogue46
Frequent Contributor

Re: Savor Huge SL

Wow! I thought my $15k was a lot! Very nice!




Message 23 of 36
hagsaeng
Contributor

Re: Savor Huge SL


@M_Smart007 wrote:

"Savor $30,000 SL. I am truly blown away." Congrats!

 

I am blown away too, since they deny people with good/excellent credit and scores in the 800's

 

i dont even bother to Apply. Not interested in wasting "3" Hard Pulls.


I was recently approved as well for Savor. It seems like Capital One is denying people with high scores who fit a profile of a churner - those who open an account, get the SUB, then downgrade or close. They must have their own 5/24 type rule in place and other factors to avoid the risk from the higher score dine & dash users. 

4/2019:
12/2018:
Message 24 of 36
gdale6
Moderator

Re: Savor Huge SL

That is a fantastic SL out of Cap-1, congrats  and welcome aboard

Message 25 of 36
CreditCuriosity
Moderator

Re: Savor Huge SL


@hagsaeng wrote:

@M_Smart007 wrote:

"Savor $30,000 SL. I am truly blown away." Congrats!

 

I am blown away too, since they deny people with good/excellent credit and scores in the 800's

 

i dont even bother to Apply. Not interested in wasting "3" Hard Pulls.


I was recently approved as well for Savor. It seems like Capital One is denying people with high scores who fit a profile of a churner - those who open an account, get the SUB, then downgrade or close. They must have their own 5/24 type rule in place and other factors to avoid the risk from the higher score dine & dash users. 


bingo people with high scores and incomes that open alot of of accounts cap1 doesn't find profitable thus alot of denials due to usually those people open 10 plus cc's in say 2 years and that will be a sure denial with the new cap1.. scores dont really matter with cap1 at all just really somewhat income and not alot of new accounts.

 

Congrats on approval OP that is a very nice CL indeed

Message 26 of 36
BackInAction
Established Member

Re: Savor Huge SL

The card arrived on schedule. It is metal. I know that has been a big question for many.

Message 27 of 36
Tito1183
Contributor

Re: Savor Huge SL

Congrats!

Did you pre qualify online?
Message 28 of 36
M_Smart007
Epic Contributor

Re: Savor Huge SL

looks like you are "Back In Action" with a Monster SL

 

Congrats!!!

Message 29 of 36
xLeGeNDx
Established Contributor

Re: Savor Huge SL

Congrats on the huge SL



Message 30 of 36
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