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Savor One auto-CLI

kittycreditmeow
Frequent Contributor

Re: Savor One auto-CLI

94AA7BBC-2AD8-40C3-BD92-36A8277D46D2.jpeg

 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 11 of 21
SPChaser
Established Contributor

Re: Savor One auto-CLI

Congrats on Savor One CLI!!! 🥳

“Play the game, but don't believe in it“
Message 12 of 21
coreyb80
Valued Contributor

Re: Savor One auto-CLI

Congrats on the increase!

Message 13 of 21
Dunee1202
Regular Contributor

Re: Savor One auto-CLI


@quikj9 wrote:

Signed into my account and saw that my available credit limit had increased to $1100. I've averaged around $400/month spend on the card. 

 

I was one of the people who received a pre-approval for the Savor One in the fall of last year without a SUB, but with a 0% intro apr for 9 months. 

 

Here I was hopeful that the 1k SL and Capital One being seemingly more generous recently would result in a larger increase, but I really can't complain about an auto-CLI at this point in the game. 


Congrats on the Cap One auto CLI love!

----------CURRENT----------


----------GOAL----------







Message 14 of 21
paws
Frequent Contributor

Re: Savor One auto-CLI

Congratulations on your auto CLI!

CCs → Capital One | Finn | Tomo | Mission Lane | Chime
Message 15 of 21
ComeBackLady
Established Contributor

Re: Savor One auto-CLI


@quikj9 wrote:

Signed into my account and saw that my available credit limit had increased to $1100. I've averaged around $400/month spend on the card. 

 

I was one of the people who received a pre-approval for the Savor One in the fall of last year without a SUB, but with a 0% intro apr for 9 months. 

 

Here I was hopeful that the 1k SL and Capital One being seemingly more generous recently would result in a larger increase, but I really can't complain about an auto-CLI at this point in the game. 


Congratulations on your auto CLI! 🥳🥳🥳

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


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Message 16 of 21
blindambition
Community Leader
Senior Contributor

Re: Savor One auto-CLI

Congrats on your auto increase, but don't expect substantial growth. That $100 increase suggests a bucketed card. I wouldn't spend much time growing card, it will only aggravate you in the end.

Message 17 of 21
quikj9
Regular Contributor

Re: Savor One auto-CLI


@blindambition wrote:

Congrats on your auto increase, but don't expect substantial growth. That $100 increase suggests a bucketed card. I wouldn't spend much time growing card, it will only aggravate you in the end.


I agree with you in that I'm not expecting substantial growth with this card moving forward. I'll continue to ask for a CLI every 6 months and use the card when its rewards structure benefits me, which happens to be fairly often. It's already a useable limit for my purposes and spend. 




Message 18 of 21
CommuneNefas
Established Member

Re: Savor One auto-CLI

Congrats! I too was part of the pre-approval with no SUB group. Was this auto CLI at the 6-month mark or have you had it for longer than that?

Message 19 of 21
RehabbingANDBlabbing
Frequent Contributor

Re: Savor One auto-CLI

Congrats on your CLI! My husband got this card around the same time through the same process. He too was approved for an SL of $1k. I posted about it on here at the time because it was a shocking approval considering his profile. Anyway, we hit the luv button on it at month 6 and they approved a $100 increase, despite substantial spending (we like to eat). I think the other poster is right about this card being bucketed; however, the rewards structure makes sense for us and my husband only has 2-3 other cards and is rebuilding, so it is actually perfect for the time being. I think we may see some more small increases, but probably nothing siginificant. That's fine! We'll keep churning that 3% dining and free cell phone insurance.

Message 20 of 21
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