With the 1 year anniversary of my rebuild about 30 days out, I stepped out of the garden to pull the trigger on 1 of 3 planned apps for 2019. I have just about 1 year history with Capital One, good spend, with only $1K combined CL. With some early success with other lenders, I was leaning towards moving on from them completely. Looks like I might stick around 😁
Understanding that I'll take a 3B HP, and wanting to get the aging underway, I went ahead and pulled the trigger on the Capital One Savor. Instant, and I mean seconds, 7-10 day message. I thought to myself, well, glad that's over. Fully expecting a denial, I receive the notice yesterday! Approved $5K SL. Looks like I'll score a nice new metal Savor Card, and a $500/$3,000/3 Month SUB 👌🏾 APR is 25.74%. Moot since I won't carry a balance. I'm a Restaurant/Bar Consultant, and I do an enormous amount of entertaining. This card was a NEED!
So, to further skew DPs on a somewhat random DP Card:
At app, my EX: 642 EQ: 674 TU: 640! I've got MANY new accounts in the last 12 months, and my INQ stood at 15/15/11 respectively. I think I slipped in the backdoor while the someone was sleeping 😂