cancel
Showing results for 
Search instead for 
Did you mean: 

Savor Success - $5K SL 👏🏾 *Update*

Frequent Contributor

Savor Success - $5K SL 👏🏾 *Update*

With the 1 year anniversary of my rebuild about 30 days out, I stepped out of the garden to pull the trigger on 1 of 3 planned apps for 2019. I have just about 1 year history with Capital One, good spend, with only $1K combined CL. With some early success with other lenders, I was leaning towards moving on from them completely. Looks like I might stick around 😁

Understanding that I'll take a 3B HP, and wanting to get the aging underway, I went ahead and pulled the trigger on the Capital One Savor. Instant, and I mean seconds, 7-10 day message. I thought to myself, well, glad that's over. Fully expecting a denial, I receive the notice yesterday! Approved $5K SL. Looks like I'll score a nice new metal Savor Card, and a $500/$3,000/3 Month SUB 👌🏾 APR is 25.74%. Moot since I won't carry a balance. I'm a Restaurant/Bar Consultant, and I do an enormous amount of entertaining. This card was a NEED!

So, to further skew DPs on a somewhat random DP Card:

At app, my EX: 642 EQ: 674 TU: 640! I've got MANY new accounts in the last 12 months, and my INQ stood at 15/15/11 respectively. I think I slipped in the backdoor while the someone was sleeping 😂

02.2019

03.2018
Message 1 of 30
29 REPLIES
Regular Contributor

Re: Savor Success - $5K SL 👏🏾

Very nice! Congratulations!




Life’s a garden...Dig it!
Dangit.
Message 2 of 30
Established Contributor

Re: Savor Success - $5K SL 👏🏾

Good score, and in your line of work, one that’ll definitely pay off and prove to be one of the rare cases where the triple pull is worth it. Congrats!
Rebuild commenced 5/2018

AmEx Delta Skymiles Gold | AmEx Hilton Honors | Discover IT | Target | VS | Home Depot | CapOne QuickSilver | Wayfair | Kohl’s | Indigo Plat (RIP 2/2019 before AF comes due)



Message 3 of 30
New Contributor

Re: Savor Success - $5K SL 👏🏾

Congrats
Seems like a lot of approvals for the savor card.
Hopefully you get a metal one.
Not sure if it’s over a certain SL or all future
savor cards.
It looks nice as metal
Just received mine last night
~~February FICO Scores ~~(2/15/2019)
TU: 684, EQ: 653, EX: 674
~~Credit Lines in Wallet~~
Discover 0/14500
NFCU CR 0/25000
Cap One Savor 0/15000
AMEX BCE 0/1000
Costco Citi 0/5500
Message 4 of 30
Regular Contributor

Re: Savor Success - $5K SL 👏🏾

NIcely done and a great starter SL for your scores there! 

 

I guess you're giving hope to the dreaded 7-10 day message lol. Most of the time, you see those denied. 

 

Savor card will be a great add to your wallet, looks good and the 4x back on dining/entertaining for someone in your shoes will be great value! 




Jan of 2017 Credit Karma: 404
Sept of 2018: EX 652 EQ 626 TU 604
Total Credit Limit: $3000
Goal Score: 675 for all FICOS
Goal Card: AMEX GOLD (Upgrade offer May of 2019)
Message 5 of 30
Valued Contributor

Re: Savor Success - $5K SL 👏🏾

Congrats on your approval !!!

 

1-2019 / Fico 8 EX 794 , EQ 801 , TR 802
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 30
Frequent Contributor

Re: Savor Success - $5K SL 👏🏾

Thanks everyone!

@mroberts Yes, I was wondering if the metal is $15K SL and above. We shall see. Email says I should have it by 2/15. I'll definitely report back.

02.2019

03.2018
Message 7 of 30
Valued Contributor

Re: Savor Success - $5K SL 👏🏾

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 30
Valued Member

Re: Savor Success - $5K SL 👏🏾

Hmmm. Just got my Savor card the other day with a $15k SL and it was plastic..



Message 9 of 30
New Contributor

Re: Savor Success - $5K SL 👏🏾

Yeah no idea. It’s definitely metal.
I’m not sure who gets them and who doesn’t.

I would call and ask.
I was surprised cause the letter was super heavy and I knew it was metal inside
~~February FICO Scores ~~(2/15/2019)
TU: 684, EQ: 653, EX: 674
~~Credit Lines in Wallet~~
Discover 0/14500
NFCU CR 0/25000
Cap One Savor 0/15000
AMEX BCE 0/1000
Costco Citi 0/5500
Message 10 of 30