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Savor one Approved

Sean60099
Frequent Contributor

Savor one Approved

Applied on 12/22 for the savor one for the zero percent period, got the 10 day message. Called in was told the application was with the verifications department. Got a call today, they wanted to verify my date of birth (weird as I already have an account with them) and the lady said “congratulations, your account has been approved for $10,000”. Wonder how high it would have been if I did the full savor card 🤔
Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 1 of 14
13 REPLIES 13
Prestige4
Frequent Contributor

Re: Savor one Approved

Nice...good SL for that card.


Feb - May 2017

Current Fico 8
Message 2 of 14
19eighty5
Senior Contributor

Re: Savor one Approved

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 14
Priory_Man
Established Contributor

Re: Savor one Approved

Glad to see not all 10 day messages are bad, grats on the app and SL





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 4 of 14
bizarrocreditworld
Valued Contributor

Re: Savor one Approved

Congratulations on the new card!

 

The 7-10 day message with verification looks like a more common process for Capital One card approvals these days. I find it odd that they would use the 7-10 day message when that is commonly used for a decline. Then again, Capital One will auto-decline.

OK, one month so far...
Message 5 of 14
Kingnk
Regular Contributor

Re: Savor one Approved

@Sean60099 wrote:
Applied on 12/22 for the savor one for the zero percent period, got the 10 day message. Called in was told the application was with the verifications department. Got a call today, they wanted to verify my date of birth (weird as I already have an account with them) and the lady said “congradulations, your account has been approved for $10,000”. Wonder how high it would have been if I did the full savor card 🤔

Congrats OP, it's a nice SL.


if I am not wrong, Cap 1 does 3 HP's from all 3 bureaus, right?

Message 6 of 14
xaximus
Valued Contributor

Re: Savor one Approved

Congrats on the approval!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 14
Sean60099
Frequent Contributor

Re: Savor one Approved

Yes, 3 pulls, I have been gardening for 18 months, and may have lost my mind with the inquiries :-D 
So far, the only declines were the Citi AA (overturned), a Penfed Amex (which they did overturn, but said I would have to reallocate limit from my largest credit line) and the Amex. 

I am going to put credit freezes back out there on 1/1/19 and see if I can go another 18 months with out any more pulls. I am 18 month away from my BK falling off my reports. 

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 8 of 14
_NERD
Established Contributor

Re: Savor one Approved

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3B profile optimization in progress...
Message 9 of 14
Steve891
Senior Contributor

Re: Savor one Approved

Congrats on your new Cap One SavorOne! Smiley Happy




Message 10 of 14
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