Congratulations on your approval!
Congratulations on the new card!
The 7-10 day message with verification looks like a more common process for Capital One card approvals these days. I find it odd that they would use the 7-10 day message when that is commonly used for a decline. Then again, Capital One will auto-decline.
Applied on 12/22 for the savor one for the zero percent period, got the 10 day message. Called in was told the application was with the verifications department. Got a call today, they wanted to verify my date of birth (weird as I already have an account with them) and the lady said “congradulations, your account has been approved for $10,000”. Wonder how high it would have been if I did the full savor card 🤔
Congrats OP, it's a nice SL.
if I am not wrong, Cap 1 does 3 HP's from all 3 bureaus, right?
Yes, 3 pulls, I have been gardening for 18 months, and may have lost my mind with the inquiries :-D
So far, the only declines were the Citi AA (overturned), a Penfed Amex (which they did overturn, but said I would have to reallocate limit from my largest credit line) and the Amex.
I am going to put credit freezes back out there on 1/1/19 and see if I can go another 18 months with out any more pulls. I am 18 month away from my BK falling off my reports.