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Similar to other users here, the Schwab Plat was one of my goal cards. It feels weird having applied for it during a year where travel is effectively shut down, but I plan on holding it longer than one year anyways.
Given the apparent "ease" of being approved for charge cards, especially after having other AMEX products, I won't post a DP. I will ask everyone however, any ideas why my POT limit is set at $35k? That feels way too high so I'm expecting that to be lowered after I'm finished hitting the SUB. Is it just a Plat thing?
congrats on your approval!!!
Congratulations on your approval! 👍
Congratulations!
@icednightpaper wrote:Similar to other users here, the Schwab Plat was one of my goal cards. It feels weird having applied for it during a year where travel is effectively shut down, but I plan on holding it longer than one year anyways.
Given the apparent "ease" of being approved for charge cards, especially after having other AMEX products, I won't post a DP. I will ask everyone however, any ideas why my POT limit is set at $35k? That feels way too high so I'm expecting that to be lowered after I'm finished hitting the SUB. Is it just a Plat thing?
I dunno but a 35k POT limit seems HIGH to me😁
Congrats!! I'm not the expert here but, I think it's commonly known that the initial acceptance is based off a solid profile, income, history points we don't know, etc... and the POT amount is fluid and always susceptable to adjustment at anytime.
Congratulations on your approval!!!
Congrats and from DPs I've seen here, $35k seems pretty common for Plat POT. It's likely they'd shut off spending long before you had that much in there but having that as a limit does not seem to be at all rare.
Congratulations on your approval!..