So I made it past the two year mark on my Citi Premier and went ahead and applied for a second one. I got approved for the 60K welcome bonus. I'll be using this card for everything for a while. 
It took a week and a half for the card to arrive. Citi is by far the slowest of all the issuers I've dealt with when shipping new cards.
They gave me a pretty low APR this time around. My first Premier card is at 16.74+prime, and I'm pretty sure it started higher and I asked for and received a reduction. My new card is 12.74+prime. I'm guessing my improved credit scores may have something to do with that.
The new SL was a bit of an oddball at $9200. My first Premier was $6000 and is now $17000 after several soft CLIs.
I'm contemplating what to downgrade my old card to. The Rewards+ card with the rounded up points sounds intriguing. I'd probably only ever use it on vending machine purchases though. Anyone have experience with this card? Do you pair it with a Premier card?
What are the Dividend categories like? Are they competitive with Freedom and Discover?
No need to consider the DC since I already have one.
Grats on the second card and yeah pretty good APR
Congrats on the new Citi card!
Congrats!!!
FYI >> Divedned is a nice card. You should be able to find categories by a interwebz search.
I think a few myFICO'ers have them. Thinking "Dinosaur" possible "Longtimelurker" or UncleB.
I think one of them chimed in on it. somewhere on The Forum. Maybe do a Forum search?
@M_Smart007 wrote:Congrats!!!
FYI >> Divedned is a nice card. You should be able to find categories by a interwebz search.
I think a few myFICO'ers have them. Thinking "Dinosaur" possible "Longtimelurker" or UncleB.
I think one of them chimed in on it. somewhere on The Forum. Maybe do a Forum search?
The 2019 calendar can be found, for example, https://www.doctorofcredit.com/citi-dividend-releases-5-categories-for-entire-2019/
Whether it competes with Freedom/Discover obviously depends on where you want the 5% to be!
One difference is you can spend all $6K in one category if you like, not restricted to $1,500 per quarter. That was useful to me this year, but other years it has had fairly low use.
It also has a $50 min redemption so you need to spend $1000