Hubbys score is 748 right now . They pulled equifax for him . He has 2 late 30 day payments on his credit report , both from 2014 I believe, AAOA is over 3 years pushing to 4.
28 inquiries. Quite a few new accounts (wanna say 15 plus this year ) Balance on 4 cards , Amazon(1500 promotional ) , PayPal Credit(1200 promotional ) , the first discover (5k balance transfer ) and boa ,2000 car repairs . All the rest are a few bucks here and there . Hope this helps . I was expecting a low approval . I know discover doesn’t like when you have lots of other options . I was kinda blown away honestly . Can’t get a cli on the first card but get the second one with a higher limit . Go figures . 🙌🏼