3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. >09/2019 CCT EX 829 TU 848 EQ 837 Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Hubbys score is 748 right now . They pulled equifax for him . He has 2 late 30 day payments on his credit report , both from 2014 I believe, AAOA is over 3 years pushing to 4. 28 inquiries. Quite a few new accounts (wanna say 15 plus this year ) Balance on 4 cards , Amazon(1500 promotional ) , PayPal Credit(1200 promotional ) , the first discover (5k balance transfer ) and boa ,2000 car repairs . All the rest are a few bucks here and there . Hope this helps . I was expecting a low approval . I know discover doesn’t like when you have lots of other options . I was kinda blown away honestly . Can’t get a cli on the first card but get the second one with a higher limit . Go figures . 🙌🏼
My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.