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Second discover for DH

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Frequent Contributor

Second discover for DH

Hubby got his first discover card in 2014. Started at 1500 now it’s at 12000. Has a balance transfer on it now for 5k. Applied for second card , the miles , was approved for 15k!!!! Love discover!
Experian 756
Equifax 752
Transunion 767
Message 1 of 11
10 REPLIES 10
Valued Contributor

Re: Second discover for DH

Congratulations on DH approval!
Message 2 of 11
Valued Member

Re: Second discover for DH

Congratulations to you DH!!! Any DPs would be awesome.
Scores before rebuild 01/20/2019 - EX@544 EQ@533 TU@532
Current Scores 11/08/2019 - EX@677 EQ@675 TU@727
Goal Scores - 700s by EO 2019

Amex Gold - NPSL; Amex Delta Gold - $1000; Barclays Apple Visa - $700; Capital One QS1 - $2300; Capital One QS1 - $500; Chase Marriott Bonvoy - $5000; Chevron/Texaco - $400; Credit One - $500; Discover - $4000; Ikea Projekt - $4600; Paypal CBMC - $2000; Ebay MC - $500

Util - 6%
Message 3 of 11
Senior Contributor

Re: Second discover for DH

Congrats Mr. CC




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 4 of 11
Community Leader
Super Contributor

Re: Second discover for DH

Congrats to the DH on his approval

Message 5 of 11
Frequent Contributor

Re: Second discover for DH

Hubbys score is 748 right now . They pulled equifax for him . He has 2 late 30 day payments on his credit report , both from 2014 I believe, AAOA is over 3 years pushing to 4.
28 inquiries. Quite a few new accounts (wanna say 15 plus this year ) Balance on 4 cards , Amazon(1500 promotional ) , PayPal Credit(1200 promotional ) , the first discover (5k balance transfer ) and boa ,2000 car repairs . All the rest are a few bucks here and there . Hope this helps . I was expecting a low approval . I know discover doesn’t like when you have lots of other options . I was kinda blown away honestly . Can’t get a cli on the first card but get the second one with a higher limit . Go figures . 🙌🏼
Experian 756
Equifax 752
Transunion 767
Message 6 of 11
Super Contributor

Re: Second discover for DH

 

Congrats to DH!

 

Message 7 of 11
Senior Contributor

Re: Second discover for DH

Nice. Congrats. Gotta luv Missy!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 8 of 11
Established Contributor

Re: Second discover for DH

Congratulations to DH!




Message 9 of 11
Highlighted
Senior Contributor

Re: Second discover for DH

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 10 of 11
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