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Secured Discover Graduate/CLI

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BlessedBuilding
Established Member

Secured Discover Graduate/CLI

So excited! May 2020 I got a secured Discover. Only put 200 deposit  on it because I didn't want to tie up too much in funds. 
I thought this month was the earliest it could move to unsecured, and a couple days ago got my new statement that still showed a 200 limit. Figured my timing was wrong or they didn't think it was ready. However, I just was notified today that the card is no longer secured and I will be getting my deposit back soon. The limit on the card also jumped from $200 to $1000. Excited to be done with the secured card. 

12 REPLIES 12
Rebuild2019
Valued Contributor

Re: Secured Discover Graduate/CLI

Congrats 🎉🎊🎈. It’s a good feeling when you graduate 👨‍🎓.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 13
AllZero
Mega Contributor

Re: Secured Discover Graduate/CLI

Congratulations on your CLI and graduation 🎓!
Message 3 of 13
mrcraft
Valued Contributor

Re: Secured Discover Graduate/CLI

Congratulations on your graduation and CLI!!



Message 4 of 13
Credit4Growth
Senior Contributor

Re: Secured Discover Graduate/CLI

Congratulations on the graduation and nice pump in credit limit!

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Message 5 of 13
Iusedtolurk
Established Contributor

Re: Secured Discover Graduate/CLI


@BlessedBuilding wrote:

So excited! May 2020 I got a secured Discover. Only put 200 deposit  on it because I didn't want to tie up too much in funds. 
I thought this month was the earliest it could move to unsecured, and a couple days ago got my new statement that still showed a 200 limit. Figured my timing was wrong or they didn't think it was ready. However, I just was notified today that the card is no longer secured and I will be getting my deposit back soon. The limit on the card also jumped from $200 to $1000. Excited to be done with the secured card. 


Congrats on your card becoming UNsecured and getting that nice CLI Bump! You can't help but be So Excited!

Message 6 of 13
UH_HUH
Valued Contributor

Re: Secured Discover Graduate/CLI


@BlessedBuilding wrote:

So excited! May 2020 I got a secured Discover. Only put 200 deposit  on it because I didn't want to tie up too much in funds. 
I thought this month was the earliest it could move to unsecured, and a couple days ago got my new statement that still showed a 200 limit. Figured my timing was wrong or they didn't think it was ready. However, I just was notified today that the card is no longer secured and I will be getting my deposit back soon. The limit on the card also jumped from $200 to $1000. Excited to be done with the secured card. 


Well I would be excited to if my

card became unsecured and I got 5 times the 

spending limit to boot :-)

Good stuff @BlessedBuilding 

Thanks for posting about it,

was a pleasure to read,

enjoy your success,

Cheers

Message 7 of 13
cashorcharge
Community Leader
Super Contributor

Re: Secured Discover Graduate/CLI

That's terrific!!! Congratulations on your approval!!

Message 8 of 13
Anonymous
Not applicable

Re: Secured Discover Graduate/CLI

Awesome!

Message 9 of 13
kidink1911
Established Contributor

Re: Secured Discover Graduate/CLI

Congratulations on your card graduation and CLI!! Smiley Happy

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 10 of 13
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