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Secured Discover card graduated after 7th statement

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Frequent Contributor

Secured Discover card graduated after 7th statement

My 7th statement cut on May 17th and on the 22nd I got an email from Discover that my $1000 deposit was being refunded and I was getting a CLI to $2000.

Some DPs:
Initially approved for card 10/4/2018.

It was a HP on EX and my score at the time was 647. EX score has climbed to 706 since then.

TU score went from 622 up to 704 in the same time period. 

I PIF every month and usually paid before statement cut so only a small balance reported.
I was using it as a daily driver and put about $5000 through it in those 7 months.
Last derog was 2 years ago, a 150D on a Sears card.

 

 

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Message 1 of 15
14 REPLIES 14
Valued Contributor

Re: Secured Discover card graduated after 7th statement

Congrats Grad!  Enjoy that new limitSmiley Very Happy

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Rebuild Began: Oct 2018 Exp. 579 (current: EXP 708, TU 738, EQ 746)
Personal: BB&T Cash Rewards-$10.5k, Bright Card-$10.5k/CapOne Savor-$5.5k/Comenity GoodSam VS-$5.5k/Discover Chrome-$3k/Synchrony CareCredit-$5.2k/Synovus LOC-$75k
AU: CapOne QuickSilver-$5.5k/ Discover CashBack-$5.5k/Home Depot-$10k/Lowe's Advantage-$30k
Business: Amazon Net 55-$7.9k/Amex BBC-$9k, Amex Lowe's Rewards-$10k/CapOne Spark-$2k/ Citi Staples More-$1k/Synchrony Lowe's Pro-$2.5k

Oldest 1998, Youngest Nov 2019, Closed Accts. reporting: 2 personal loans, 7 revolving, 1 auto

"Sometimes Impatience forces you to think out of the Box"
Message 2 of 15
Frequent Contributor

Re: Secured Discover card graduated after 7th statement

Nice increase and well deserved! Congratulations on the new SL!


Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


Take the myFICO Fitness Challenge


Message 3 of 15
Community Leader
Senior Contributor

Re: Secured Discover card graduated after 7th statement

Congratulations from the Temple of Discover.....

BTW I noticed your hand of cards... Thats a pretty good set of building/rebuilding cards there... 

Now hopefully youll see some Disco Luv in a few months....

 

=)

-J

 

Message 4 of 15
Established Contributor

Re: Secured Discover card graduated after 7th statement

Congratulations!🥳🥳
What a great feeling. 👩‍🎓
Now you can take that deposit and put it somewhere it can grow a bit of interest. 👍
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 5 of 15
Frequent Contributor

Re: Secured Discover card graduated after 7th statement

Congrats on the graduation and CLI! Smiley Very Happy

Message 6 of 15
Moderator

Re: Secured Discover card graduated after 7th statement

Very nice, congrats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 15
Valued Contributor

Re: Secured Discover card graduated after 7th statement

Congrats on your Disco graduation and CLI! Smiley Happy






Message 8 of 15
Established Contributor

Re: Secured Discover card graduated after 7th statement

Congratulations on your graduation!!!

 

MyFICO-ZZ-Graduation.jpg











Current

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Message 9 of 15
Community Leader
Super Contributor

Re: Secured Discover card graduated after 7th statement

Nice jobSmiley Happy Now comes the fun part....raising the limitSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
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Message 10 of 15
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