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Seems I'm at my limit with AmEx

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Junejer
Moderator Emeritus

Seems I'm at my limit with AmEx

I made a somewhat impromptu HiltonHonors AmEx Surpass credit card app while on vacation at a Hilton Resort. I upgraded my HGV account and app'd (SP) for this card and bagged nearly 300K HH rewards points by doing so. The good news is that I was approved for $12.1K. The bad news is that they took $11.2K from my EveryDay card to do so. So, they really only approved me for $900. I think I'm done with AmEx for a while. Smiley Sad







Starting Score: 469
Current Score: 849
Goal Score: 850

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Message 1 of 27
26 REPLIES 26
gdale6
Moderator Emeritus

Re: Seems I'm at my limit with AmEx

Yeah you are tapped out for now and laying low is a great idea. Grats on your new Amex card!

Message 2 of 27
KingRue8500
Senior Contributor

Re: Seems I'm at my limit with AmEx

Congrats on your Hilton Honors AMEX Surpass approval




Message 3 of 27
CreditMagic7
Mega Contributor

Re: Seems I'm at my limit with AmEx

Congratulations on your Hilton Honors AMEX Surpass approval!!

Message 4 of 27
cashorcharge
Community Leader
Super Contributor

Re: Seems I'm at my limit with AmEx

WooHoo!! Congratulations on your AMEX Approval!!👏🏼🍾🥂

That SUB though....congrats!  

Message 5 of 27
CreditAggie
Community Leader
Super Contributor

Re: Seems I'm at my limit with AmEx

Congratulations on your Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 27
Priory_Man
Valued Contributor

Re: Seems I'm at my limit with AmEx

That is one heck of a fantastic sub, a few free nights in your future.






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 27
Elpadrino1
Valued Contributor

Re: Seems I'm at my limit with AmEx

Congratulations on your Amex approval!!

Message 8 of 27
babygirl1256
Senior Contributor

Re: Seems I'm at my limit with AmEx

Congrats on your Hilton Honors Amex Surpass approval . . . maybe it was the rewards points that raised a flag. Smiley Sad

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 27
OmarGB9
Community Leader
Super Contributor

Re: Seems I'm at my limit with AmEx

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 27
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