cancel
Showing results for 
Search instead for 
Did you mean: 

Shocked!, I got approved for a Best Buy Visa from Citi.

Highlighted
Member

Shocked!, I got approved for a Best Buy Visa from Citi.

I applied last year this month and was denied and since then my credit has been in the process of repair, I am a recovering alcoholic who as you can imagine struggled with finances. I started trying to put my life together 3 years ago and have been sober for two, I am a 3b subscriber and I have kept my eye on the scores. By looking at my inquiry history I knew they hit Equifax last year which has always been my high score. Today I was approved with a 694 and received an opening CL of $3,000. I have 4 baddies from medical bills from a few trips to the ER in my addiction that I am trying to clean up, I was recently denied an Amazon card which in my mind I thought would be easier to get than the Best Buy card. EQ 694 TU 660 EX 657.
Message 1 of 17
16 REPLIES 16
Highlighted
Super Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Congrats !

My brother has his 20 year pin


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 824 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 2 of 17
Highlighted
Valued Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

The Best Buy Visa seems to be one of the easiest products to get in with. Good to know. Smiley Happy

 

Congrats on the approval, OP! Smiley Wink

Message 3 of 17
Highlighted
Community Leader
Mega Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Great jobSmiley Happy More importantly, huge congrats on your 2 year sobriety. Credit ou s great, your health is most important. Dont worry about Amazon, you are getting there. Smiley Happy
Message 4 of 17
Highlighted
Established Member

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Your transparency in stating where you are is to be applauded. So appreciative of you sharing your journey through and to sobriety. With that being said, congratulations on the Best Buy approval. As you know it’s about steps, and whether it’s easy to get approved or not, my happiness for you is the fact that you are on your way to both personal and financial success. Sincerely wishing you the best on all fronts. 

Amex Platinum | Amex Delta Reserve| Amex Hilton Aspire | Amex MR | Amex BC | Chase IHG | Hyatt |CSR | RItz | Citi Prestige| AAExec Plat | BOA Americard | BOA Cash Rewards | US Bank AR | Best Buy Visa | TJX MC | Capitol One QS | Venture |3 private label store cards| Utilization 1-2% EQ: 790s TU: 780s EX: 770s
Message 5 of 17
Highlighted
Member

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Such kind words, thank you.
Message 6 of 17
Highlighted
Senior Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Congrats on your Best Buy Visa approval! Smiley Happy




Message 7 of 17
Highlighted
Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Congrats! That card not easy to get.

amexamexamexamexboaboaboacaponechase
amexchasechasebbyciticitidsrapplecardpncwellsfargo
Message 8 of 17
Highlighted
Frequent Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Congrats on your approval but a huge way to go on your two years clean! If you can do that, this credit thing will be a breeze luv! You're off to a great start. I was recently denied for the Citi Bestbuy then got a preapproved offer for their Thank You prefered card a week later, apped and approved. I still haven't figured all this credit stuff out. Thanks for sharing with us Smiley Happy

tenor.gif

Message 9 of 17
Highlighted
Frequent Contributor

Re: Shocked!, I got approved for a Best Buy Visa from Citi.

Staying sober should help you garden buddy! Congrats and keep up the good work!! Not using/drinking is as hard as staying in the garden for some!!

Starting Score: 475
Current Score: 649
Goal Score: 690


Take the myFICO Fitness Challenge
Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.