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Shocking Amex BCP approval & SL.

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ACN323
Regular Contributor

Shocking Amex BCP approval & SL.

So was planning on cold apping, logged in and saw that I was pre-approved, pulled the trigger, approved no SL shown. Added card to my online acct. was SHOCKED to see a 20k starting limit! My highest ever! Was just denied for a CLI on my 1k Delta Gold last month. 

Utilization 8%, heavy use on my Amex Green and minimal use on my Delta Gold. Also 0% apr, 12 months. Experian F8 693. 

wow, just wow...

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 1 of 25
24 REPLIES 24
M_Smart007
Legendary Contributor

Re: Shocking Amex BCP approval & SL.

Congrats on your BCP approval

Message 2 of 25
ACN323
Regular Contributor

Re: Shocking Amex BCP approval & SL.

@M_Smart007 thank you! I'm still in disbelief with the SL. 

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 3 of 25
Timbo9205
Established Member

Re: Shocking Amex BCP approval & SL.

Congratulations on the new card and the monster credit line!

Message 4 of 25
Junejer
Moderator Emeritus

Re: Shocking Amex BCP approval & SL.


@ACN323 wrote:

So was planning on cold apping, logged in and saw that I was pre-approved, pulled the trigger, approved no SL shown. Added card to my online acct. was SHOCKED to see a 20k starting limit! My highest ever! Was just denied for a CLI on my 1k Delta Gold last month. 

Utilization 8%, heavy use on my Amex Green and minimal use on my Delta Gold. Also 0% apr, 12 months. Experian F8 693. 

wow, just wow...


That's great! Congrats.







Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 5 of 25
sugarcreek67
Frequent Contributor

Re: Shocking Amex BCP approval & SL.

Congrats on your Amex approval, thats a nice SL for sure


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 6 of 25
coreyb80
Super Contributor

Re: Shocking Amex BCP approval & SL.

Congrats on the approval!

Message 7 of 25
Anonymalous
Valued Contributor

Re: Shocking Amex BCP approval & SL.

That's a very nice limit, congrats! Now go and buy some 6% groceries with your new card. Smiley Happy

Message 8 of 25
ACN323
Regular Contributor

Re: Shocking Amex BCP approval & SL.

@Anonymalous thank you! 
haha as a family of 4, I live at the grocery store! 

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 9 of 25
Rebuild2019
Valued Contributor

Re: Shocking Amex BCP approval & SL.

Congratulations 🎉🎈🎊 on your BCP approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 10 of 25
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