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Shocking US Bank Plat VISA approval - $10,500!

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Frequent Contributor

Shocking US Bank Plat VISA approval - $10,500!

I have a Cash+ with a sad $1,000 CL. I’ve had it for maybe 3 years and it started out at $500. They refuse CLI every time I ask. They gave me the pity $500 maybe 9 months ago.
They’ve been sending me offers to apply for the Plat Visa for a while now. Other than SP CLI’s I had been in the garden for a few years until last week when I went on an unplanned app spree. I finally bit at one of the offers and it went to review.
Their app status page didn’t ever work so I couldn’t tell if I was approved or not. Logged in to my app this morning and saw the new acct had been added. I was expecting another sad limit so I cannot believe they gave me $10,500! This is my highest initial approval on a non-Credit Union card.

With the new 3 approvals and CLI’s I’ve gotten in the last few weeks I’ve added around $85k in additional CL’s. CRAZY. Time. To. Stop.

I’m about to go on a closing spree and get rid of most of the cards I opened during my rebuild 4 yrs ago.
Current FICO Scores as of 01/2020 EQ 704 TU 738 EX 694

NFCU CR $30,000 | USAA Rewards Visa Signature $21,000 | USAA Preferred Cash Rewards Visa Sig $21,000 | NFCU Platinum $15,000 | CapOne WM MC $10,000 | Wells Fargo Cash Wise $9,000 | Costco Anywhere Visa $13,500 | Citi AAA $8,500 | PenFed Rewards Visa Signature $17,500 | PenFed Promise $12,500 | Amazon Rewards Visa $3,500 | AMEX BCP $2,800 | Capital One QS 3,750 | Chase Sapphire Preferred $5,500 | Discover IT $1,800 | Amazon $7,800 | J Crew $11,500 | Wayfair $6,500 | PayPal Credit $7,800 |Belk Rewards $10,000
Message 1 of 11
10 REPLIES 10
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Established Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congrats to you on your approval.

12/18/19




05/27/20





Cards

Authorized User
Message 2 of 11
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Valued Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congrats on your recent successes!  And that's a great SL... enjoy!

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 05/2020: EX 780 ✦ EQ 758 ✦ TU 781
Current FICO 9s | 04/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.1 years not incl. AU / 3.5 years incl. AU
My AoOA: 7.3 years not incl. AU / 9.3 years incl. AU
Inquiries: EX 1/6 | 1/12 ✦ EQ 1/6 | 1/12 ✦ TU 1/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 11
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Senior Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congrats.





Message 4 of 11
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Valued Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

CONGRATS  on your US Bank Platinum VISA approval and the AWESOME SL!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 5 of 11
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Super Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congratulations on your approval!

Message 6 of 11
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Frequent Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Big Congrats!
Message 7 of 11
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Mega Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congrats!

Message 8 of 11
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Valued Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congratulations on your approval and nice SL! Enjoy 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 11
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Super Contributor

Re: Shocking US Bank Plat VISA approval - $10,500!

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 10 of 11
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