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Shopping Cart Trick April-2018 Results!!!

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New Member

Shopping Cart Trick April-2018 Results!!!

I am new to the forum and had been reading since the 1st of April. April 11th, I had decided to try the shopping cart trick, as I am rebuilding and at the time was only an AU on hubby account and one other credit card from capital one of my own. I've learned a few things. This method for me wasn’t 100% certain, of course, but I was hoping that I would have had success like so many others.

Here we go -SCT Timeline
April 11th Boscov’s Pre-Approval- SL-1000
April 13th Pier 1- Pre-Approval -SL-1250
April 28th Pottery Barn Pre-Approval-SL- 1125

Okay here is where it gets interesting
April 12th Boscov’s CLI- 3000 per Robo Lady(Now 4,000)
April 14th Pier 1-CLI-4000 per Robo Lady( Now 5250)
April 29th Pottery Barn- CLI- 4000 per Robo Lady (Now 5125)

This was more than exciting and I couldn’t wait to celebrate 🎉. In the meantime, I was checking my email and noticed my account linked to my credit karma had not synced since April 3rd. So I synchronized it and low and behold sitting in my inbox were not one but three “someone has checked your credit” 🤦‍♀️! For the record, the pop-up’s requested only the last 4 of my SS excluding Pottery Barn. Geesh, 3 new inquires on Equifax and on the exact same days of the acceptances 🤷‍♀️. Hmmm, the only thing that keep me sane were the new CL’s though my score from Equifax dropped 3 points so far.
Please be aware that the SCT may not work as it has in the past. I hope this helps.

Chapter 7 Discharge 12/1/16
TransUnion 660
Equifax 653
Experian - Unsure
12 REPLIES 12
Moderator

Re: Shopping Cart Trick April-2018 Results!!!

Hi @Mira00, your post was flagged likely due to the edit; it's now restored to the forums.

 

--UB

Message 2 of 13
New Member

Re: Shopping Cart Trick April-2018 Results!!!

Thank you so much as I am trying to inform as many individuals as possible about my experience.
Message 3 of 13
Senior Contributor

Re: Shopping Cart Trick April-2018 Results!!!

Congrats

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 13
New Member

Re: Shopping Cart Trick April-2018 Results!!!

Thank you @ VoltronM
Message 5 of 13
Valued Contributor

Re: Shopping Cart Trick April-2018 Results!!!

Just to confirm, the shoping cart trick is NO LONGER just a soft pull on TU but rather now a HARD PULL on Equifax?   I have never heard of this except when the SCT was used to receive a Visa or Mastercard and not a retail store card.

FICO 08: EX-698, EQ-738, TU-721 - [8/2/2019]
FICO 09: EX-748, EQ-785, TU-770 (8/2/2019)
Mortgage: EX-737, EQ-769, TU-761 - [8/2/2019]
NFCU NavChk 15K | NFCU Visa 50K | CapOne Venture Visa 50K | CapOne Savor 30K | Barclay Aviator MC 12.5K | Discover It 32K | Alliant 3% Cash Back Visa 25K | BECU CLOC 10K | BofA AK Air Visa 5K |Amazon Prime 10K.
239.5K Total Revolving. Alliant Car Loan 15K/31K
BK 7 Filed 8/23/2013 - Discharged 11/27/2013.
Message 6 of 13
New Member

Re: Shopping Cart Trick April-2018 Results!!!

I’m not saying it “NO” longer works but in my case, I r’cd 3 new inquiries on Equifax. To each its own I’d say however, for me I didn’t work in my favor as far as a SP is concerned. 😞
Message 7 of 13
New Member

Re: Shopping Cart Trick April-2018 Results!!!

@CH-7-Rebuilding

How do I attach pictures on the forum to help validate my claim? I’m using my iPhone.
Message 8 of 13
Frequent Contributor

Re: Shopping Cart Trick April-2018 Results!!!

Grats!

 

You sure the HP's weren't from the CLI's?  I noticed the other day I had a few HP's on EQ, spread out a few months back around the times I did some 'check box' and/or robo lady CLI's on a couple of my cards.

BK7 Discharged 12/16


EQ8/9: 674/725 | TU8: 683 | EX8: 735
Message 9 of 13
Regular Contributor

Re: Shopping Cart Trick April-2018 Results!!!

Drusbo, why did you check the box?
PenFed Power Cash ($15,000), NFCU GoRewards Sig ($18,000), PNC Cash Rewards ($10,500), PNC Cashbuilder ($10,000), NFCU CashRewards Sig($12,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash 365 ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 683, TU 709, EX 708, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 10 of 13
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