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Shopping Cart Trick (Jcrew, Preapproved!)

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MYCherie
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Oh okay I thought they were GE!! Thanks.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 21 of 55
09Lexie
Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Message 22 of 55
kroberts67
Established Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Can someone fill me in on this?  These are pre-approved pop ups when you're on whose shopping cart?  I do have Express and not sure I want more new accounts yet but I'm curious!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 23 of 55
kroberts67
Established Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

And how do you know they are soft pulls?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 24 of 55
09Lexie
Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Message 25 of 55
kroberts67
Established Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I'm new, staying up all night th read everything I can here, I think I have myFICOnmia.  Thanks for the link!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 26 of 55
MYCherie
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Okay back with a update!!!! I got the VS Card, 350 Credit Limit.  It was the weirdest thing, I received a alert from experian and when I went to check it was VS adding a new account to my credit report and crap I do not even have a card.  But I am happy it was approved.  Thanks everyone!!



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 27 of 55
WarJar101
Frequent Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Congrats guys, glad to see everyone taking advantage of this credit game we play.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 28 of 55
iLiveCredit
New Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@Epcot, @09Lexie

 

Shoot! The both of you are right, mkay I'm done with new accounts for now.

Macy's $25,000 | Bloomingdales AMEX $25,000 | Care Credit $15,000 | Amazon Prime $8,300 | Target Red MasterCard $4,000 | Bergdorf Goodman $3,500 | Williams Sonoma $3,070 | Forever 21 $2,800 | Ann Taylor/ Loft $2,650 | J.Crew $2,550 | Children's Place $2,250 | VERVE $1,400 | First Savings $1,100 | Citi Rewards+ $700 | Gap $600 | Chase Freedom Unlimited $600


5/27/2021 TU 739 (CK) EQ 739 (CK)
5/27/2021 EQ 720 (FICO® Score 8)
5/22/2021 TU 737 (CK)
5/20/2021 EQ 711 (CK)
5/17/2021 EX 702 (FICO® Score 8)
5/13/2021 TU 710 (CK) EX 655 (FICO® Score 8)
5/09/2021 EQ 696 (CK)
3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Message 29 of 55
dodgerslv
Valued Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?

gardening since 5/21/2016
Message 30 of 55
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