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Signature FCU Platinum Visa approved

12njoy
Super Contributor

Signature FCU Platinum Visa approved

I went for broke these last few months since I've added a number of inq's so read some reviews about this credit union.  From what I read of the reviews, this was not a good experience for some.  I applied on 5/13/22 for membership and visa.  They approved membership and called me and said that I didn't actually apply for the visa.  I had just apparently submitted my interest in applying for the visa when I applied for membership.  I immediately applied.  Called today for an update, the loan officer I spoke to was so wonderful.  She explained all my options.  She told me that they couldn't approve me for the Visa Signature as a new member and could not approve the 25k I asked for the same reason.  She said I'll have to wait for 6 months of payment history and reapply for increase or another product.  Even told me I was preapproved for a personal loan as well.  I can't believe how nice she was.  Nothing like the reviews I read.  They pulled TU.  She told me my score was 730 so its not TU FICO 9.  I have 13 inq's on TU.  Requested POI which will be sent.

 

SFCU.jpg

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 20
19 REPLIES 19
cashorcharge
Community Leader
Senior Contributor

Re: Signature FCU Platinum Visa approved

That's terrific!!  Congratulations on your Signature FCU Approval!! 🎉🥂👏

Message 2 of 20
12njoy
Super Contributor

Re: Signature FCU Platinum Visa approved


@cashorcharge wrote:

That's terrific!!  Congratulations on your Signature FCU Approval!! 🎉🥂👏


Thank you

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 20
CreditMagic7
Super Contributor

Re: Signature FCU Platinum Visa approved

That's how we roll! Congratulations again my friend. Smiley Happy

Message 4 of 20
Yasselife
Valued Contributor

Re: Signature FCU Platinum Visa approved

Congratulations on your Signature FCU Platinum Visa.💳🎉🦅






Message 5 of 20
pgates
Regular Contributor

Re: Signature FCU Platinum Visa approved

Congratulations! 🎉

Starting Score: 704
Current Score: 759
Goal Score: 800

Take the myFICO Fitness Challenge

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Message 6 of 20
12njoy
Super Contributor

Re: Signature FCU Platinum Visa approved


@CreditMagic7 wrote:

That's how we roll! Congratulations again my friend. Smiley Happy


Thanks CM7.  I would have to say that I squeeked this one out.  The loan officer was super nice.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 20
12njoy
Super Contributor

Re: Signature FCU Platinum Visa approved


@Yasselife wrote:

Congratulations on your Signature FCU Platinum Visa.💳🎉🦅


Thanks

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 8 of 20
12njoy
Super Contributor

Re: Signature FCU Platinum Visa approved


@pgates wrote:

Congratulations! 🎉


Thanks

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 9 of 20
gdale6
Moderator Emeritus

Re: Signature FCU Platinum Visa approved

Nicely done, grats on the membership and subsequent plat visa approval Smiley Happy

Message 10 of 20
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