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Submitted membership application last night...was a soft pull on Equifax (which according to the document I just signed was 703). She called this morning verifying my eligibility...then proceeded to ask me if I wanted to try other products they had, thirsty! Obviously, I stopped when she told me about their new "The ONE" card (equal to signature) with a 12 month 0% APR on purchases. She said they would use the soft pull to determine my approval and credit limit (I was like ugh, I rather ask for the usual $15,000, but whatever). Approval came back, $5,000. Better than nothing on a soft pull; can always ask for more in a year!
This was a nice haul to start the year altogether on the credit union front in just a couple days, I'm exhausted. CLI 12.5K Chartway, new cards Langley 15K and First Financial FCU 15K, phew!
Congrats!
Congrats
Congratulations! You are now "The one" with 5k and no HP.
Gotta love SP love! Congrats on membership and card. 🙌
Congratulations on your approval! 👍
Is it the norm for them to soft pull joining and apping?