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Scores recently just hit mid 600's so I figured I would apply for a couple things I will get use out of, and allow me to get rid of a few smaller limit cards that I no longer need for rebuild anymore.
Applied and was approved for Kohls store card ($300 CL), Macy's Store card ($400 CL) and Amazon Store card ($2,400 CL). I know 2 of those 3 will grow quickly and Kohls will probably be the one to not budge in the future.
Applied and was denied for Best Buy. They were IIB back in 2016, so I was surprised to see an approval for the Macy's Store card. I'm currently an AU on an AMEX Macy's card, so maybe that helped?
This will allow me to cancel an Indigo, Credit One and a bucketed CapOne. They served their purpose but now its time to move on.
FICO 8 at times of pull were: 662 EQ, 656 for both TU and EX. Unsure of the version, but will update these DP's once the cards arrive.
Kohls and Amazon pulled TU, while Macy's and Best Buy pulled EX.
@Anonymous Super Congrats on your app spree!!!
Congratulations!
First off, CONGRATS!
Second, other than the bottom-feeder cards, why cancel the Cap1? Its a major card from a major issuer, and you obviously have some history with it... Maybe just sock-drawer it instead? Yeah, its bucketed, but it won't HURT you... if you've had it over a year, consider holding on to it... the crappy bottom feeding cards like Credit 1 - yeah, to the left.
Grats to all your approvals and yes if they included AUs in their cals the Amex AU did most likely help.
Congratulations!!
Congratulations on your approvals!