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Small App spree

Established Member

Re: Small App spree


Message 11 of 15
Regular Contributor

Re: Small App spree

Congrats on your approvals.  Keep CapOne and keep using it.  My bucketted CapOne started at 500SL on credit steps and now it's 3K after 15 months.  I used it and sometimes I keep a balance to post.  Good Luck.

AAoA 6yrs 8mos
Inquries: TU5/EQ5/EX6
Utilization: less than 15%
Mortgage: 1
Auto Loan: 2
Personal Loan: 2
Derogatory: 0


EX- 585, TU- 583, EQ- 563
Message 12 of 15
Established Contributor

Re: Small App spree

@heyitsthatguy91 wrote:

Scores recently just hit mid 600's so I figured I would apply for a couple things I will get use out of, and allow me to get rid of a few smaller limit cards that I no longer need for rebuild anymore.


Applied and was approved for Kohls store card ($300 CL), Macy's Store card ($400 CL) and Amazon Store card ($2,400 CL). I know 2 of those 3 will grow quickly and Kohls will probably be the one to not budge in the future.


Applied and was denied for Best Buy. They were IIB back in 2016, so I was surprised to see an approval for the Macy's Store card. I'm currently an AU on an AMEX Macy's card, so maybe that helped?


This will allow me to cancel an Indigo, Credit One and a bucketed CapOne. They served their purpose but now its time to move on.


FICO 8 at times of pull were: 662 EQ, 656 for both TU and EX. Unsure of the version, but will update these DP's once the cards arrive.


Kohls and Amazon pulled TU, while Macy's and Best Buy pulled EX.

LOVVVEEE A MINI SPREE, many congratulations 🎈🍾🎉🎊!!! 

Message 13 of 15
Valued Contributor

Re: Small App spree


Message 14 of 15
Super Contributor

Re: Small App spree

Congrats and good luck with yor rebuild !

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2020 CCT EX 835 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 15 of 15
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