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Snagged the BOA Premium Rewards!

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Snagged the BOA Premium Rewards!

Today I took the plunge and applied for the BOA PR card. The night before, I was perusing my boa accounts online and saw that I had a special offer for the PR card, with the 50,000 pt SUB. I’m somewhat new to credit, so wasn’t completely confident in my chances and had read that PR can be hit or miss in terms of approvals. I did it by phone as I was out grabbing some food.

 

Took about 10 mins. Most of it was listening to prerecorded T&Cs. Instant approval for $21,000. They pulled EX. I currently have a BOA CR at $25,100. Total exposure $46.1k. My plan is to apply for the AMEX PLAT in next couple days, which for me will complete my CC arsenal. I don’t see a need for any others in my lifetime, unless someone could convince me otherwise. My other cards are DISC IT and AMEX rose gold. 

 

Here are my stats in case this helps anyone:

BOA customer over 20 years

PR PH client x 3 years

Started a ME account in Feb this yr. Before that I was moving money back and forth to maintain PH status

CR card 2 years old in March, was my first cc ever, disc and Amex came about 6 months after

No inquiries in 12 months, 2/24

FICO 744 EX 751 TU

1 60 day late that is 6 years old, student loan

 

 

Message 1 of 23
22 REPLIES 22
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Super Contributor

Re: Snagged the BOA Premium Rewards!

Congratulations on your approval!

Message 2 of 23
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Valued Contributor

Re: Snagged the BOA Premium Rewards!

Congrats!!!








Message 3 of 23
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Super Contributor

Re: Snagged the BOA Premium Rewards!

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 4 of 23
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Epic Contributor

Re: Snagged the BOA Premium Rewards!

Welcome To myFICO Forums and

 

 

 

 

 

popcorn eating emoticon.gif

Message 5 of 23
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Established Contributor

Re: Snagged the BOA Premium Rewards!

Congrats!

- | - Mee'sa not'ta Jar'Jar Bink'sa. Mee'sa just like'sa the word'sa BOMBAD! - | -


BK7 Discharged 12/16 - | - EQ8/9: 696/730 | TU8: 738 | EX8: 733
Message 6 of 23
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Valued Contributor

Re: Snagged the BOA Premium Rewards!

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 7 of 23
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Valued Contributor

Re: Snagged the BOA Premium Rewards!

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 8 of 23
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Valued Contributor

Re: Snagged the BOA Premium Rewards!


@streetcred-it wrote:

... Here are my stats in case this helps anyone ...


Wow. Great stats. Great approval. Smiley Happy Now go nab a SP CLI to 99,900 on your Cash rewards. Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 23
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Valued Contributor

Re: Snagged the BOA Premium Rewards!

Congratulations on your approval!!!!

Message 10 of 23
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