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I get bored and curious way too much... I never got the invite to apply but I did start playing with the SoFi ecosystem by opening a checking account and dumping 5k on the investment side. I know this post is for credit cards, but I will tell you the platform for the investment side is really simple to use but is not as simple as the Robinhood interface... Back to the credit card. I unfroze my Experian. I was instantly approved for $15,000 with an APR of 16.99%. I don't really know if it's going to be enough to replace my NFCU-Flagship as a daily driver... Here are my specs:
One thing I will say about the new fintech companies is they have the process pretty smooth. I was able to seamlessly add the card to both Apple and Google Pay; however, for some reason, Samsung Pay wasn't an option.
Congratulations on your SoFi approval!
Congratulations!!
Great SL, grats on it
Congratulations on your SoFi approval!
That's terrific! Congratulations on your approval!! 🎉🥂
@sto0pyd wrote:I get bored and curious way too much... I never got the invite to apply but I did start playing with the SoFi ecosystem by opening a checking account and dumping 5k on the investment side. I know this post is for credit cards, but I will tell you the platform for the investment side is really simple to use but is not as simple as the Robinhood interface... Back to the credit card. I unfroze my Experian. I was instantly approved for $15,000 with an APR of 16.99%. I don't really know if it's going to be enough to replace my NFCU-Flagship as a daily driver... Here are my specs:
- LMFAO / 24 - I don't think I'll ever get a cool Chase card, but I do have their Amazon, Hyatt, IHG, and Disney
- They pulled FICO-9, which is at 773
- 12 inquiries in the past 12 months, so they're not annoying like Citi
- 2% utilization
One thing I will say about the new fintech companies is they have the process pretty smooth. I was able to seamlessly add the card to both Apple and Google Pay; however, for some reason, Samsung Pay wasn't an option.
CONGRATS @sto0pyd !
I have very similar #s as yours and have been with SoFi with the money account since day 1 and they never got back to me with an invite either.
You said they pull FiCO 9, which CRA?
EDIT: Nevermind about which CRA, I missed the part about you unfreezing Experian, so that is the FICO 09 they pulled.
Congrats