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SoFi, CSP and NFCU

krisssmmm
Regular Contributor

SoFi, CSP and NFCU

I finally hit 700+ after rebuilding for what felt like forever. I got a balance transfer loan and paid off a bunch of cards which helped my utilization go down even further. 

April 17- I got approved for Sofi for $8,500 (before the loan) which was my highest limit 

 

April 26th- I got 30 day message then approved for CSP after verification. I still have a late haunting me, so I was sure this would be a recon. $6500 limit. 

May 11th-I recently joined NFCU 4/7 to est relationship. I applied on a whim, I was trying to hold out until June since I don't need it at the moment. I app'd for the Flagship hoping to get 5k minimum, and they gave me $25k! I'm still in shock and def headed to the garden for a few months. 

DP's: I don't know my fico for trans, but CK and Wallet Hub are showing 743. Exp Fico is 724 today, but 708 for Sofi and CSP internal score was 715. 87k income, low rent, and I've been a Chase checking and Slate cardholder forever so I think that helped. NFCU I have checking and savings, my direct deposit hasn't gone through yet, but I have about $3300 between both accounts and used the debit card a handful of times. 


Message 1 of 14
13 REPLIES 13
Saeren
Mega Contributor

Re: SoFi, CSP and NFCU

Congrats on a successful app spree!


Chase isn't very fond of those so I would not apply for anything else. Smiley Happy





Message 2 of 14
AllZero
Super Contributor

Re: SoFi, CSP and NFCU

Congratulations on your approvals!
Message 3 of 14
simplynoir
Community Leader
Super Contributor

Re: SoFi, CSP and NFCU

Congrats on your approvals

Message 4 of 14
M_Smart007
Epic Contributor

Re: SoFi, CSP and NFCU

Congratulations on your approvals!

Message 5 of 14
CreditAggie
Senior Contributor

Re: SoFi, CSP and NFCU

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 14
KLEXH25
Valued Contributor

Re: SoFi, CSP and NFCU

Congratulations! It's nice to see all of your hard work paying off.





Message 7 of 14
gdale6
Moderator

Re: SoFi, CSP and NFCU

Sweet, grats to all your success Smiley Happy

Message 8 of 14
DesertWanderer
Valued Member

Re: SoFi, CSP and NFCU

Congrats on the approvals!

Message 9 of 14
babygirl1256
Valued Contributor

Re: SoFi, CSP and NFCU

Congrats on your SoFi, CSP and NFCU approvals . . . continue your rebuilding, watering and growing for great success!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 14
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