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Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

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credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@Demented1 wrote:

Awesome news @credit_endurance on your CLI’s… Congrats!


Thanks so much for the support @Demented1!! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 21 of 28
credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@Anonymous wrote:

Congrats on your CLIs and all the other stuff!


@Anonymous thanks so much!! Appreciated!!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 22 of 28
credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@Anonymous wrote:

Congrats on the CLIs @credit_endurance !

 

Do you happen to have your SageStream frozen or is it thawed? I am guessing I cant get a CLI from WS because mine is on ice. Thx!


Thanks @Anonymous!! Matter if fact nothing is on ice except my regular credit reporting agencies. And from my knowledge having Sagestream on ice should not affect your request for an increase. I would give it a go.😃

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 23 of 28
Anonymous
Not applicable

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@credit_endurance wrote:

@Anonymous wrote:

Congrats on the CLIs @credit_endurance !

 

Do you happen to have your SageStream frozen or is it thawed? I am guessing I cant get a CLI from WS because mine is on ice. Thx!


Thanks @Anonymous!! Matter if fact nothing is on ice except my regular credit reporting agencies. And from my knowledge having Sagestream on ice should not affect your request for an increase. I would give it a go.😃


Thanks for the feedback! They always state in the denial reason that they couldn't obtain "credit grantors information" or something like that. Had heard it is likely SageStream which I did not freeze until right after the WS approval.

Message 24 of 28
BAD_UP
Established Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congrats on your multiple CLI's🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 25 of 28
SweetCreditObsession
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congratulations!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 26 of 28
Fico_Salamanca
Frequent Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congrats!

>

>


Message 27 of 28
cws-21
Established Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

First, congratulations! Second, thanks for the information. You have inspired me to call in about my Propel card.

Message 28 of 28
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