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Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@Demented1 wrote:

Awesome news @credit_endurance on your CLI’s… Congrats!


Thanks so much for the support @Demented1!! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 21 of 28
credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@paws wrote:

Congrats on your CLIs and all the other stuff!


@paws thanks so much!! Appreciated!!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 22 of 28
credit_endurance
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@LaHossBoss wrote:

Congrats on the CLIs @credit_endurance !

 

Do you happen to have your SageStream frozen or is it thawed? I am guessing I cant get a CLI from WS because mine is on ice. Thx!


Thanks @LaHossBoss!! Matter if fact nothing is on ice except my regular credit reporting agencies. And from my knowledge having Sagestream on ice should not affect your request for an increase. I would give it a go.😃

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 23 of 28
LaHossBoss
Valued Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo


@credit_endurance wrote:

@LaHossBoss wrote:

Congrats on the CLIs @credit_endurance !

 

Do you happen to have your SageStream frozen or is it thawed? I am guessing I cant get a CLI from WS because mine is on ice. Thx!


Thanks @LaHossBoss!! Matter if fact nothing is on ice except my regular credit reporting agencies. And from my knowledge having Sagestream on ice should not affect your request for an increase. I would give it a go.😃


Thanks for the feedback! They always state in the denial reason that they couldn't obtain "credit grantors information" or something like that. Had heard it is likely SageStream which I did not freeze until right after the WS approval.




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 4•21 | EQ [F8 651] [F9 645] [EQ5 678] [VS3 630] | TU [F8 713] [F9 684] [TU4 721] [VS3 639] | EX [F8 640] [F9 651] [EX2 655] [VS3 625]
Goal Score: 670 [X] TU


Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 4•21 | EQ [F8 655] [F9 620] [EQ5 677] [VS3 627] | TU [F8 685] [F9 658] [TU4 639] [VS3 625] [VS4 666] | EX [F8 691] [F9 684] [EX2 658] [VS3 642]
Goal Score: 670 [X] TU [X] EX


Take the myFICO Fitness Challenge



Message 24 of 28
BAD_UP
Established Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congrats on your multiple CLI's🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 25 of 28
SweetCreditObsession
Established Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congratulations!



EX: 728 (+65)| TU: 741 (+81)| EQ: 747 (+102)| TU Fico 9: 704

Next Goal: Min. 740 w/all CRAs

Subsequent Goal(s): Min. 760 w/all CRA & Chase FU

Gardening Until: 06/20/2021| Last App: 5/27/2020
Message 26 of 28
Fico_Salamanca
Frequent Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

Congrats!

Message 27 of 28
cws-21
Contributor

Re: Some SP CLI's....Citi...Williams Sonoma....Wells Fargo

First, congratulations! Second, thanks for the information. You have inspired me to call in about my Propel card.

Message 28 of 28
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