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Sooo... Synchrony Wal-Mart Card Approved

New Contributor

Re: Sooo... Synchrony Wal-Mart Card Approved

I started at 500. I've had the card for 6-7 months and it's now at 4k.
4/2/18 FICO 8
EX 681 · EQ 671 · TU 692
Message 11 of 16
Regular Contributor

Re: Sooo... Synchrony Wal-Mart Card Approved

I got the WM card last Summer IIRC, and at the time it had a $300 SL. This didn't bother me too awful much as I am not a frequent WalMart customer. I did use it a few times at Sam's club and paid it off ASAP. Kind of backed oof of using that card and it auto CLI'd up to $1000. About a month ago, for funsies I hit the luv button and raisedit up to 3K.


Likewise my mother had a $200 SL and tried a few times for a CLI and was denied every time. Then after 3 or 4 months got it increased to $1000. It seems like they liketo start you low and then after a few statements let you shoot the moon.

Message 12 of 16

Re: Sooo... Synchrony Wal-Mart Card Approved

Thanks everyone, for the personal history with Wal-Mart CC, gives me some hope!

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 13 of 16
Valued Contributor

Re: Sooo... Synchrony Wal-Mart Card Approved

Use it wisely, it will grow with time.

FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 14 of 16
Frequent Contributor

Re: Sooo... Synchrony Wal-Mart Card Approved

Not sure if the OP has the store card or the MC, but both will grow. After less than 4 months I bumped my Wally MC from $1300 to $7500 from two hits of the Luv button one evening.
PenFed Power Cash ($20,000), NFCU GoRewards Sig ($24,600), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700), NFCU CashRewards Sig($15,000), Comenity MC ($12,000), Walmart MC ($8000), Wells Fargo CashWise Sig($7000), Amex BCE($6000), Amex ED($6600), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Overstock($13,350), Dell($3000), WF mortgage 195K Fico 8: EQ 707, TU 716, EX 723, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 15 of 16
Valued Member

Re: Sooo... Synchrony Wal-Mart Card Approved

I think I started with a 500 cl two years ago. Got them to increase it to around 10k in a year. Bought something for about $35 on it last November, completely forgot that autopay was off. They did a credit limit decrease to $500 😑 but the chat guy waived the late fee. Credit limit is back up to 7k today
CSR 37k | CSP 20k | Amex PRG NPSL | Amex Hilton Aspire 16k | Amex Vanilla Hilton 8k | Amex BBP 8k | Nusenda 6k | Discover 7k | BofA Travel 5k | Chase Freedom 5k | Costco 3k | Citi DC 5k | Amex ED 3k | Gap Visa 10k | Lowes 12k | Amazon 6k
Message 16 of 16
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